I received the same msg... My app was declined. Call JCP customer service and they should be able to tell you.
Closed on my 1st home on: 11/30/2011 First Guaranty Mortgage Corporation (FGMC) Starting Score:Equifax: 490 (01/14/2011)Transunion: 498 (01/14/2011) Current Score: Equifax: 609(07/09/2012) Transunion: 644 (10/14/2011) Experian: 593 Lender Pull (08/22/2011)
Most prob a decline, try calling them. I saw a JCP & a GEMB backdoor number in the backdoor numbers sticky. Duno which one you should call, but cant hurt trying both.
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