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Applied for NFCU cashrewards & got 3-5 message

Frequent Contributor

Applied for NFCU cashrewards & got 3-5 message

Does this mean a denial? It said it takes 3-5 days for a CC review
Message 1 of 32
31 REPLIES
Senior Contributor

Re: Applied for NFCU cashrewards & got 3-5 message

You could always call. I would.
Message 2 of 32
Valued Member

Re: Applied for NFCU cashrewards & got 3-5 message

I don't think so.  I got the same message and was approved for a $2000 limit.

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Message 3 of 32
Frequent Contributor

Re: Applied for NFCU cashrewards & got 3-5 message

how long did it take? did they contact you or did you call them? What number did you use?
Message 4 of 32
Valued Member

Re: Applied for NFCU cashrewards & got 3-5 message

It took 4 days.  I called everyday before and they kept telling me to wait.  Then I went to check the status in the online message center and saw the approved.  Still haven't received my card though.

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Message 5 of 32
Frequent Contributor

Re: Applied for NFCU cashrewards & got 3-5 message

thanks, I also applied for a personal loan on Sunday haven't heard anything yet on that. OK so I just called and for my loan they need to verify employment so they needed the number. The CC doesn't show anything yet. She said 3-5 days.
Message Edited by mnegron1969 on 03-09-2010 06:43 PM
Message 6 of 32
New Contributor

Re: Applied for NFCU cashrewards & got 3-5 message

Does NFCU do instant approvals?
Message 7 of 32
Valued Member

Re: Applied for NFCU cashrewards & got 3-5 message

I don't believe they do.  When you call they say that all applications take 3-5 business days to approve.  It's the best part about a credit union.  Someone manually looks at everything.

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Message 8 of 32
Established Contributor

Re: Applied for NFCU cashrewards & got 3-5 message

The NFCU  CSR advised I was eligible for Cash Rewards card when we were on phone discussing other matters......he ran the  app and I did get instant approval on that card.

 

About a month later I apped on line for the Platinum and received the 3-5 message. 

 

I read on this forum (I'm always learning something here!!) you can check status on line w/NFCU and that's what I did the vey next day and it showed I was approved for the card. 

 

 

Just go to "Other Services" tab and then click on "Lending Services" and select "Check status of pending loan application" which shows status for all loan and/or credit card apps pending.  You should see the status right there.

 

Let us know!!

 

 

 

FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)
Message 9 of 32
Frequent Contributor

Re: Applied for NFCU cashrewards & got 3-5 message


Duplex wrote:
Does NFCU do instant approvals?

Yes, there are still instant approvals via online apps as well as phone apps for credit cards, etc..., but they are less common the past year or so since underwriting standards tightened.  

Message Edited by TangMeister on 03-10-2010 02:06 PM
Message 10 of 32