Applied for Simmons First

Anonymous · ‎04-06-2013

Signing. 7-10 day message. Not sure which way it will swing but excited to find out....

myjourney · ‎04-06-2013

Welcome to the forum

Good luck fingers crossed

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

09Lexie · ‎04-06-2013

Good luck. Do you mind sharing your profile?

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

Anonymous · ‎04-06-2013

My TU was 747 a month ago, I am since down 3k and owe 200/5000. All other cards report zero, worst thing against me is I think.I have 9 inquires total but only 4 from this year, one auto, two auto refinance, one cli on my b of a.... Average age of cards is also low, think it's 11 months or so. I have approx 65k in credit across 10 cards, credit history is 6 years, no lates, no baddies. Two paid off car loans

Ron1 · ‎04-06-2013

Good luck.

Ron.

dodfire · ‎04-06-2013

Best of Luck...let us know!!

*8/10/13

boomhower · ‎04-06-2013

Good luck. I've always heard they are extremely consertative.

anderl · ‎04-06-2013

+1

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.

Meltdownblitz · ‎04-07-2013

If y'all don't mind me asking.. What's so good about them besides them being super conservative?

Barclays Uber - 4% Restaurants, 2% Online Purchases/Everyday Card || PenFed Cash - 5% Gas || Amazon Visa Signature - 5% Amazon || U.S. Bank Cash+ - 5% Utilities, 5% Cable/Internet || AMEX BCP - 6% Groceries || WF Cash - Cell Insurance || Rotating 5% Categories - Chase Freedom, Discover It, Citi Dividend || AMEX Zync - For Fun!

SpecFile · ‎04-07-2013

@Meltdownblitz wrote:
If y'all don't mind me asking.. What's so good about them besides them being super conservative?

Low APR