DS is very much an electronics junkie, and he's my latest recipient of credit haranguing, ummm, advice. He needs a store card, and after reading Brammy's praise of the BB store-card-not-MC, he's looking at app'ing for one. He currently only has two Visa's, Citi and local bank, both with $1K, 14% util, but amazingly his history is clean expect for misadventures with an Express card 3 1/2 years ago. He's Mr. Thin File (4 TL's), and his annual income isn't much, but he lives in his own place, which is all that matters.
His FICO's are EQ 712 - EX 697 - TU 684. I assume that would get him a card, but what kind of CL? He's going BB hunting today, so any info and advice is appreciated! thanks
I say go for it. They pulled EQ in my case and my scores are nowhere near that high (with a BK on record even as old as it is). I would sugggest over the phone or in store cause online they automatically consider you for the MC first. At least thats what they told me. Over the phone or in store he can specify.