Reply
Regular Contributor
BCF
Posts: 120
Registered: ‎05-27-2012
0

Re: Applied for a US Bank CC

Man that's much sweeter than instant approval!

Wallet: AMEX Blue Cash Preferred 5k; BofA Visa CashRewards 5k; BofA 1-2-3 MasterCard 4.4k; Citi TY Premier 2.5k; AMEX HHonors 3.5k, Chase Marriott 5k, Barclays US Airways 2.5k, Kohl's 300
Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007
0

Re: Applied for a US Bank CC

oh I forgot to ask, what card did you app for??

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011
0

Re: Applied for a US Bank CC


bamagirl1 wrote:

You actually don't have to wait for her to call you back..I think it gives a balance transfer option and you can select that, I was considering a balance transfer and wanted to know my CL and APR..

 

Congrats!



Is that automated?

 

TBC

AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
0

Re: Applied for a US Bank CC

Congrats and good persistence.
               LIMITS IN CARD DESCRIPTIONS
Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011
0

Re: Applied for a US Bank CC


bamagirl1 wrote:

oh I forgot to ask, what card did you app for??


 

Visa Platinum Card. Non rewards. I wanted a high limit low APR card to carry balances on.
 
TBC
AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007
0

Re: Applied for a US Bank CC

TBC--

 

when you call the approval line, it's automated but when I selected balance transfer option I actually spoke to someone..They were very nice and were able to give me everything  I need in reference to my new card, APR, limit etc..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Valued Contributor
RockinRay
Posts: 1,944
Registered: ‎08-13-2007
0

Re: Applied for a US Bank CC


bamagirl1 wrote:

TBC--

 

when you call the approval line, it's automated but when I selected balance transfer option I actually spoke to someone..They were very nice and were able to give me everything  I need in reference to my new card, APR, limit etc..


+1 - I did the same thing and found out my CL as well as my APR. Really nice people to talk with!

Ray

** Every Card has a Job, and Every Card does its Job **

Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011
0

Re: Applied for a US Bank CC

Thanks, I was going to give up but then I figured I had nothing to lose.


Crashem wrote:
Congrats and good persistence.

 

AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+