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Regular Contributor
BCF
Posts: 120
Registered: ‎05-27-2012

Re: Applied for a US Bank CC

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‎07-09-2012 07:03 AM

Man that's much sweeter than instant approval!

Wallet: AMEX Blue Cash Preferred 5k; BofA Visa CashRewards 5k; BofA 1-2-3 MasterCard 4.4k; Citi TY Premier 2.5k; AMEX HHonors 3.5k, Chase Marriott 5k, Barclays US Airways 2.5k, Kohl's 300
Message 11 of 18 (364 Views)
 
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Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007

Re: Applied for a US Bank CC

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‎07-09-2012 07:05 AM

oh I forgot to ask, what card did you app for??

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 12 of 18 (362 Views)
 
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Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011

Re: Applied for a US Bank CC

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‎07-09-2012 07:21 AM

bamagirl1 wrote:

You actually don't have to wait for her to call you back..I think it gives a balance transfer option and you can select that, I was considering a balance transfer and wanted to know my CL and APR..

 

Congrats!


Is that automated?

 

TBC

AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
Message 13 of 18 (353 Views)
 
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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Applied for a US Bank CC

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‎07-09-2012 07:23 AM

Congrats and good persistence.
Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
Message 14 of 18 (351 Views)
 
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Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011

Re: Applied for a US Bank CC

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‎07-09-2012 07:29 AM

bamagirl1 wrote:

oh I forgot to ask, what card did you app for??

 

Visa Platinum Card. Non rewards. I wanted a high limit low APR card to carry balances on.
 
TBC
AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
Message 15 of 18 (348 Views)
 
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Established Contributor
bamagirl1
Posts: 1,044
Registered: ‎12-30-2007

Re: Applied for a US Bank CC

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‎07-09-2012 07:32 AM

TBC--

 

when you call the approval line, it's automated but when I selected balance transfer option I actually spoke to someone..They were very nice and were able to give me everything  I need in reference to my new card, APR, limit etc..

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 16 of 18 (343 Views)
 
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Valued Contributor
RockinRay
Posts: 1,763
Registered: ‎08-13-2007

Re: Applied for a US Bank CC

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‎07-09-2012 07:54 AM

bamagirl1 wrote:

TBC--

 

when you call the approval line, it's automated but when I selected balance transfer option I actually spoke to someone..They were very nice and were able to give me everything  I need in reference to my new card, APR, limit etc..

+1 - I did the same thing and found out my CL as well as my APR. Really nice people to talk with!

Ray

** Every Card has a Job, and Every Card does its Job **

Message 17 of 18 (327 Views)
 
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Regular Contributor
To-Be-Continued
Posts: 197
Registered: ‎06-08-2011

Re: Applied for a US Bank CC

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‎07-09-2012 08:25 AM

Thanks, I was going to give up but then I figured I had nothing to lose.

Crashem wrote:
Congrats and good persistence.

 

AUDE VIDE TACE :
Starting Score: 684
Current Scores: EQ 796 TU 794 EX 750 (All lender pulls on 2/9/12)
Goal Score: 800 all 3
Message 18 of 18 (312 Views)
 
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