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Applied for chase freedom... again

Established Contributor

Re: Applied for chase freedom... again


SpeedingWheels wrote:

Just curious, 

How long did you wait before you did the recon call? 

I got the 7-10 notice last night and I'm itching to call... or should I wait for the letter


Wait why? I would call right away.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Message 21 of 31
Valued Contributor

Re: Applied for chase freedom... again

UPDATE:

 

Got 7-10days message, I recon and approved

 

Got the card, activated 2k limit. 

 

I call the exec office number, told them I want cli. Tthey took my info, called me back 4hours later. My cl is doubled.

 

Ty Chase and myfico.

 

Edit: no hp or sp they used the one they got when I app.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 22 of 31
Mega Contributor

Re: Applied for chase freedom... again


armbenderc wrote:

UPDATE:

 

Got 7-10days message, I recon and approved

 

Got the card, activated 2k limit. 

 

I call the exec office number, told them I want cli. Tthey took my info, called me back 4hours later. My cl is doubled.

 

Ty Chase and myfico.

 

Edit: no hp or sp they used the one they got when I app.


That is awesome!! WTG!!

 




EQ FICO 548 3/3/16
Message 23 of 31
Established Contributor

Re: Applied for chase freedom... again

Double Congrats

Message 24 of 31
New Member

Re: Applied for chase freedom... again

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?

Message 25 of 31
Valued Contributor

Re: Applied for chase freedom... again


iamkida wrote:

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?


I do not have checking acct with them. I am a brand new customer. I'm thinking about switching my checking/saving for a while now. So far, Chase and Citi are my top choice. I have BoA and WF.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 26 of 31
Moderator Emeritus

Re: Applied for chase freedom... again

Double congrats!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 27 of 31
Established Contributor

Re: Applied for chase freedom... again


armbenderc wrote:

iamkida wrote:

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?


I do not have checking acct with them. I am a brand new customer. I'm thinking about switching my checking/saving for a while now. So far, Chase and Citi are my top choice. I have BoA and WF.

 


ugh, you have the two worst big banks in the industry. Definitely move over to Chase. I made the move a few months back with a $200 sign up bonus for depositing $100. I actually drove from MA to CT to open it because there are no Chase retail branches in my state. But now... it is paying off big time. My coffee in the morning is 3.00 and I get instant 5% plus 10¢ and a 10% bonus - no brainer. Get Chase. 

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 28 of 31
New Member

Re: Applied for chase freedom... again

definitely look into switching. it'll maximize the earning potential on your freedom card. super easy to use online for their banking products. and google chase checking coupon before you open the account and print out the coupon before going into a branch so you can get a cash bonus for opening your account.
congrats on the card as well. the freedom is a great card to have.
Message 29 of 31
Frequent Contributor

Re: Applied for chase freedom... again


webhopper wrote:
Good luck. I agree with you should have waited for a better utilization %. Maybe you can recon if denied for that reason and explain that you wanted a balance transfer?

+1 I noticed lenders LOVE the balance transfer line....

Starting Score: FAKO: TU 602 EQ 550 EX 565 - 08|2012
Current Score: MyFICO: TU 633 EQ 637 EX 669 (AMEX PULL)09|2012
Goal Score: 700 across the board In my wallet: NFCU cashRewards 12000CL, NFCU LOC 10K CL, BofA cashRewards 5000CL, BofA PP 3000CL, JAREDS (AU) 1500CL, SEARS (AU) 7000CL
Under my mattress: Orchard Bank 320CL and Saks Fifth Avenue 100CL. Finally in the Garden. App Free Since 9/18/12 - No apps until March 2013
Message 30 of 31