Credit Cards

[adavis425]

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SpeedingWheels wrote:

Just curious, 

How long did you wait before you did the recon call? 

I got the 7-10 notice last night and I'm itching to call... or should I wait for the letter? 

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Wait why? I would call right away.

[armbenderc]

UPDATE:

Got 7-10days message, I recon and approved

Got the card, activated 2k limit. 

I call the exec office number, told them I want cli. Tthey took my info, called me back 4hours later. My cl is doubled.

Ty Chase and myfico.

Edit: no hp or sp they used the one they got when I app.

[LS2982]

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armbenderc wrote:

UPDATE:

Got 7-10days message, I recon and approved

Got the card, activated 2k limit. 

I call the exec office number, told them I want cli. Tthey took my info, called me back 4hours later. My cl is doubled.

Ty Chase and myfico.

Edit: no hp or sp they used the one they got when I app.

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That is awesome!! WTG!!

[Cadillac-XTS]

Double Congrats

[iamkida]

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?

[armbenderc]

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iamkida wrote:

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?

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I do not have checking acct with them. I am a brand new customer. I'm thinking about switching my checking/saving for a while now. So far, Chase and Citi are my top choice. I have BoA and WF.

[webhopper]

Double congrats!

[Jlu]

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armbenderc wrote:

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iamkida wrote:

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?

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I do not have checking acct with them. I am a brand new customer. I'm thinking about switching my checking/saving for a while now. So far, Chase and Citi are my top choice. I have BoA and WF.

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ugh, you have the two worst big banks in the industry. Definitely move over to Chase. I made the move a few months back with a $200 sign up bonus for depositing $100. I actually drove from MA to CT to open it because there are no Chase retail branches in my state. But now... it is paying off big time. My coffee in the morning is 3.00 and I get instant 5% plus 10¢ and a 10% bonus - no brainer. Get Chase. 

[iamkida]

definitely look into switching. it'll maximize the earning potential on your freedom card. super easy to use online for their banking products. and google chase checking coupon before you open the account and print out the coupon before going into a branch so you can get a cash bonus for opening your account.
congrats on the card as well. the freedom is a great card to have.

[AvaMommy]

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webhopper wrote:
Good luck. I agree with you should have waited for a better utilization %. Maybe you can recon if denied for that reason and explain that you wanted a balance transfer?

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+1 I noticed lenders LOVE the balance transfer line....