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Established Contributor
Posts: 553
Registered: ‎02-14-2012
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Re: Applied for chase freedom... again


SpeedingWheels wrote:

Just curious, 

How long did you wait before you did the recon call? 

I got the 7-10 notice last night and I'm itching to call... or should I wait for the letter


Wait why? I would call right away.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Applied for chase freedom... again

[ Edited ]

UPDATE:

 

Got 7-10days message, I recon and approved

 

Got the card, activated 2k limit. 

 

I call the exec office number, told them I want cli. Tthey took my info, called me back 4hours later. My cl is doubled.

 

Ty Chase and myfico.

 

Edit: no hp or sp they used the one they got when I app.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Applied for chase freedom... again


armbenderc wrote:

UPDATE:

 

Got 7-10days message, I recon and approved

 

Got the card, activated 2k limit. 

 

I call the exec office number, told them I want cli. Tthey took my info, called me back 4hours later. My cl is doubled.

 

Ty Chase and myfico.

 

Edit: no hp or sp they used the one they got when I app.


That is awesome!! WTG!!

 




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Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Applied for chase freedom... again

Double Congrats

New Member
Posts: 4
Registered: ‎12-15-2011
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Re: Applied for chase freedom... again

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?

Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: Applied for chase freedom... again


iamkida wrote:

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?


I do not have checking acct with them. I am a brand new customer. I'm thinking about switching my checking/saving for a while now. So far, Chase and Citi are my top choice. I have BoA and WF.

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Applied for chase freedom... again

Double congrats!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Established Contributor
Posts: 932
Registered: ‎06-12-2012
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Re: Applied for chase freedom... again


armbenderc wrote:

iamkida wrote:

did they actually tell you that you were approved because you had a banking relationship with them?? were you approved right at application for did you have to call for a recon?


I do not have checking acct with them. I am a brand new customer. I'm thinking about switching my checking/saving for a while now. So far, Chase and Citi are my top choice. I have BoA and WF.

 


ugh, you have the two worst big banks in the industry. Definitely move over to Chase. I made the move a few months back with a $200 sign up bonus for depositing $100. I actually drove from MA to CT to open it because there are no Chase retail branches in my state. But now... it is paying off big time. My coffee in the morning is 3.00 and I get instant 5% plus 10¢ and a 10% bonus - no brainer. Get Chase. 

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
New Member
Posts: 4
Registered: ‎12-15-2011
0

Re: Applied for chase freedom... again

definitely look into switching. it'll maximize the earning potential on your freedom card. super easy to use online for their banking products. and google chase checking coupon before you open the account and print out the coupon before going into a branch so you can get a cash bonus for opening your account.
congrats on the card as well. the freedom is a great card to have.
Frequent Contributor
Posts: 297
Registered: ‎08-08-2012
0

Re: Applied for chase freedom... again


webhopper wrote:
Good luck. I agree with you should have waited for a better utilization %. Maybe you can recon if denied for that reason and explain that you wanted a balance transfer?

+1 I noticed lenders LOVE the balance transfer line....

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