Well I'm finally on the right track. My credit is horrid and im starting to work on everything finally. Although it should have been done long ago. Better late then never though right?? So I applied for my First Secured Card from WF today for a 300 CL. Not sure if i got approved yet or not... it said pending... So i wasnt automatically denied. I do bank with wells fargo already.
I'm a bit nervous, but I hope i will be accepted so i can start a new chapter of improving my credit.
Good luck on the approval. I got approved by WF secured card with a 523 Credit Score and I had a checking a savings with them. Since then I have graduated and they have increased my credit limit twice. Once before graduating to unsecured, and one a couple of days ago.