I applied for the Hooters Mastercard on 11/7/10 and today is 11/12/10 and when I called them today they told me it is still pending. Does that mean I am more than likely declined?
Equifax FICO: 586
Trans FICO: 687
it takes average of 20 days on this card. i applied on the 10/13/10 and received the card 11/02/10. they didn't approve me until 10/27/10. don't worry. when it is time for you to get approved, they will call you and you will notice an 801 number. i got 2800 CL, i got their well qualified card too.