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Applied for the Hooters

Regular Contributor

Re: Applied for the Hooters

The thing is they are Merrick Bank and they were placed on my BK as an old Providian acct.  So, I wasn't sure if it is wise to apply for a card anchored by a company in your BK.  Let me know if I am wrong or if you have heard any stories of just the opposite.
Message 21 of 30
Contributor

Re: Applied for the Hooters

I applied on the 14th and its still pending.....
 
i will update once i get an answer!
EQ N/A
EXP- 692
TU- 673 3/10/08br>
Message 22 of 30
Regular Contributor

Re: Applied for the Hooters

R U in the same situation or do you have no BK?
Message 23 of 30
Frequent Contributor

Re: Applied for the Hooters

MY HUSBAND JUST GOT THE HOOTERS CARD WITH A 1250.00 LIMIT AND WE HAVE A BK THAT IS 7YRS OLD NOW. HE PUT ME ON AS A JOINT JUST AFTER HE GOT THE CARD AND THEY REPORTED TO THE CREDIT BUREUA WITH IN A FEW WEEKS. I WAS SHOCKED. BY THE TIME I RECIEVED MY CARD FOR HIS ACCOUNT THEY WERE ALREADY ON MY REPORT AS WELL.  KEEP THE FAITH IT WILL WORK OUT
 
DEBBIE Smiley Surprised)
Message 24 of 30
Regular Contributor

Re: Applied for the Hooters

Thanks Deb I appreciate the encouragement.  I called to ask the rep about being approved in my situation and she could not give me any information.  Feeling a little beat down now over it.  I guess just afraid that if I apply it will bring up burried bones cause I had a Merrick Bank acct in the past and it went under the bankruptcy.  Just not sure if they will give me a second chance or try to get me cause I am resurffacing myself.Smiley Sad
Message 25 of 30
Frequent Contributor

Re: Applied for the Hooters

Well the only thing you can do is apply and all they can do is say no but keep in mind they can not come after you or your credit since you filed BK that made you safe from that but they can denie you. They did me but not my hubby and now he has me on as a joint account holder go figure. It will get better. I just listed my update on here for all to see keep your head up and remember we have all been there or most of us and we are here for you anytime you need us. We will all prosper and get where we want to be. Remember We Come in a LARGE Number here we will defeat them (Credit Bureaus)
 
Debbie tongue smiley
Message 26 of 30
Valued Contributor

Re: Applied for the Hooters

Saturday and Sunday are not bsiness days --- give it till late Wednesday or then next Monday -- we are running into holidays and places being 'officially' closed.
 
My business (professional) contracts run on calendar days and I'm having toruble getting people to do stuff because of holidays...
Now a member of the UNOFFICIAL 700 Club - Plus scores of 734-734-747
Message 27 of 30
Regular Contributor

Re: Applied for the Hooters

Well just applied and approved, but it said subject to verifacation of my information. So I am wondering if I should call tomorrow to verify the info.
Message 28 of 30
Contributor

Re: Applied for the Hooters

I applied for the Hooters Mastercard on 11/7/10 and today is 11/12/10 and when I called them today they told me it is still pending.  Does that mean I am more than likely declined?

 

Equifax FICO: 586

Trans FICO: 687


Starting Score: 620
Current Score: 769
Goal Score: 800


Take the myFICO Fitness Challenge
Message 29 of 30
Highlighted
Valued Contributor

Re: Applied for the Hooters

it takes average of 20 days on this card. i applied on the 10/13/10 and received the card 11/02/10. they didn't approve me until 10/27/10. don't worry. when it is time for you to get approved, they will call you and you will notice an 801 number. i got 2800 CL, i got their well qualified card too.

Message 30 of 30