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Epic Contributor
Creditaddict
Posts: 20,148
Registered: ‎10-23-2007
0

Apply... Don't... Apply... Don't... NO!

I want to apply for a GE Card!!

BUT... If I'm actually thinking about it, I only want an Ebates card... I MEAN REALLY WANT... it would be PERFECT... literally would be best fit since I was declined for the Chase Amazon and was declined Sallie Mae, Ebates is next best for both!

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Senior Contributor
yudeology101
Posts: 4,649
Registered: ‎06-21-2012
0

Re: Apply... Don't... Apply... Don't... NO!


Creditaddict wrote:

I want to apply for a GE Card!!

BUT... If I'm actually thinking about it, I only want an Ebates card... I MEAN REALLY WANT... it would be PERFECT... literally would be best fit since I was declined for the Chase Amazon and was declined Sallie Mae, Ebates is next best for both!


JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Epic Contributor
Creditaddict
Posts: 20,148
Registered: ‎10-23-2007
0

Re: Apply... Don't... Apply... Don't... NO!


yudeology101 wrote:

Creditaddict wrote:

I want to apply for a GE Card!!

BUT... If I'm actually thinking about it, I only want an Ebates card... I MEAN REALLY WANT... it would be PERFECT... literally would be best fit since I was declined for the Chase Amazon and was declined Sallie Mae, Ebates is next best for both!



*BLEEP** YOU... don't do that to me!

I think I actually have another week to wait before I can try Ebates again if I'm going to do that :smileytongue:

I did have EVERYTHING related to my BK deleted today including 4 other accounts that were not good but had kind of a blank sort of reporting :smileytongue:

I think in total it was 9 things deleted... bringing my TU to a 675 according to LendingClub and Burbank City CU today.

 

However what still remains is my 6 settled GE accounts ranging from March 2013-June 2013... I'm thinking I might see better results after they have aged a full year all of them.

AND my 120 and 150 day late reporting on my 3 Target Cards, also ending in June 2013 and 1 settled Target in June 2013.

Those are the baddies left that can't get any better unless deleted and I have tried GW about 6 times now :smileytongue:

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Senior Contributor
yudeology101
Posts: 4,649
Registered: ‎06-21-2012
0

Re: Apply... Don't... Apply... Don't... NO!


Creditaddict wrote:

yudeology101 wrote:

Creditaddict wrote:

I want to apply for a GE Card!!

BUT... If I'm actually thinking about it, I only want an Ebates card... I MEAN REALLY WANT... it would be PERFECT... literally would be best fit since I was declined for the Chase Amazon and was declined Sallie Mae, Ebates is next best for both!



*BLEEP** YOU... don't do that to me!

I think I actually have another week to wait before I can try Ebates again if I'm going to do that :smileytongue:

I did have EVERYTHING related to my BK deleted today including 4 other accounts that were not good but had kind of a blank sort of reporting :smileytongue:

I think in total it was 9 things deleted... bringing my TU to a 675 according to LendingClub and Burbank City CU today.

 

However what still remains is my 6 settled GE accounts ranging from March 2013-June 2013... I'm thinking I might see better results after they have aged a full year all of them.

AND my 120 and 150 day late reporting on my 3 Target Cards, also ending in June 2013 and 1 settled Target in June 2013.

Those are the baddies left that can't get any better unless deleted and I have tried GW about 6 times now :smileytongue:


See, i just made you not to app for it...it worked (at least for today)!

 

Wow great progress buddy, i'm proud!  Now you know what i go through everyday......i just fought my way out of app'ing for United Explorere today, it's hard building a strong will power. 

 

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Community Leader
Senior Contributor
myjourney
Posts: 26,284
Registered: ‎02-07-2013
0

Re: Apply... Don't... Apply... Don't... NO!


yudeology101 wrote:

Creditaddict wrote:

yudeology101 wrote:

Creditaddict wrote:

I want to apply for a GE Card!!

BUT... If I'm actually thinking about it, I only want an Ebates card... I MEAN REALLY WANT... it would be PERFECT... literally would be best fit since I was declined for the Chase Amazon and was declined Sallie Mae, Ebates is next best for both!



*BLEEP** YOU... don't do that to me!

I think I actually have another week to wait before I can try Ebates again if I'm going to do that :smileytongue:

I did have EVERYTHING related to my BK deleted today including 4 other accounts that were not good but had kind of a blank sort of reporting :smileytongue:

I think in total it was 9 things deleted... bringing my TU to a 675 according to LendingClub and Burbank City CU today.

 

However what still remains is my 6 settled GE accounts ranging from March 2013-June 2013... I'm thinking I might see better results after they have aged a full year all of them.

AND my 120 and 150 day late reporting on my 3 Target Cards, also ending in June 2013 and 1 settled Target in June 2013.

Those are the baddies left that can't get any better unless deleted and I have tried GW about 6 times now :smileytongue:


See, i just made you not to app for it...it worked (at least for today)!

 

Wow great progress buddy, i'm proud!  Now you know what i go through everyday......i just fought my way out of app'ing for United Explorere today, it's hard building a strong will power. 

 

 


Ummm actually what CA is not telling is he app'd Discover business today ....Lol

So he still may app this card too...SMH

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Senior Contributor
B335is
Posts: 3,623
Registered: ‎09-22-2012
0

Re: Apply... Don't... Apply... Don't... NO!

I like my Ebates, the rewards show up quick and it doesnt require $5k limit for Sig version.
Senior Contributor
yudeology101
Posts: 4,649
Registered: ‎06-21-2012
0

Re: Apply... Don't... Apply... Don't... NO!


myjourney wrote:

yudeology101 wrote:

Creditaddict wrote:

yudeology101 wrote:

Creditaddict wrote:

I want to apply for a GE Card!!

BUT... If I'm actually thinking about it, I only want an Ebates card... I MEAN REALLY WANT... it would be PERFECT... literally would be best fit since I was declined for the Chase Amazon and was declined Sallie Mae, Ebates is next best for both!



*BLEEP** YOU... don't do that to me!

I think I actually have another week to wait before I can try Ebates again if I'm going to do that :smileytongue:

I did have EVERYTHING related to my BK deleted today including 4 other accounts that were not good but had kind of a blank sort of reporting :smileytongue:

I think in total it was 9 things deleted... bringing my TU to a 675 according to LendingClub and Burbank City CU today.

 

However what still remains is my 6 settled GE accounts ranging from March 2013-June 2013... I'm thinking I might see better results after they have aged a full year all of them.

AND my 120 and 150 day late reporting on my 3 Target Cards, also ending in June 2013 and 1 settled Target in June 2013.

Those are the baddies left that can't get any better unless deleted and I have tried GW about 6 times now :smileytongue:


See, i just made you not to app for it...it worked (at least for today)!

 

Wow great progress buddy, i'm proud!  Now you know what i go through everyday......i just fought my way out of app'ing for United Explorere today, it's hard building a strong will power. 

 

 


Ummm actually what CA is not telling is he app'd Discover business today ....Lol

So he still may app this card too...SMH


Good point, MJ. 

 

So should i follow Credit & app for United card, too? That's the card i had in mind all day today.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Community Leader
Senior Contributor
myjourney
Posts: 26,284
Registered: ‎02-07-2013
0

Re: Apply... Don't... Apply... Don't... NO!


yudeology101 wrote:

myjourney wrote:

yudeology101 wrote:

Creditaddict wrote:

yudeology101 wrote:

Creditaddict wrote:

I want to apply for a GE Card!!

BUT... If I'm actually thinking about it, I only want an Ebates card... I MEAN REALLY WANT... it would be PERFECT... literally would be best fit since I was declined for the Chase Amazon and was declined Sallie Mae, Ebates is next best for both!



*BLEEP** YOU... don't do that to me!

I think I actually have another week to wait before I can try Ebates again if I'm going to do that :smileytongue:

I did have EVERYTHING related to my BK deleted today including 4 other accounts that were not good but had kind of a blank sort of reporting :smileytongue:

I think in total it was 9 things deleted... bringing my TU to a 675 according to LendingClub and Burbank City CU today.

 

However what still remains is my 6 settled GE accounts ranging from March 2013-June 2013... I'm thinking I might see better results after they have aged a full year all of them.

AND my 120 and 150 day late reporting on my 3 Target Cards, also ending in June 2013 and 1 settled Target in June 2013.

Those are the baddies left that can't get any better unless deleted and I have tried GW about 6 times now :smileytongue:


See, i just made you not to app for it...it worked (at least for today)!

 

Wow great progress buddy, i'm proud!  Now you know what i go through everyday......i just fought my way out of app'ing for United Explorere today, it's hard building a strong will power. 

 

 


Ummm actually what CA is not telling is he app'd Discover business today ....Lol

So he still may app this card too...SMH


Good point, MJ. 

 

So should i follow Credit & app for United card, too? That's the card i had in mind all day today.


A ERT warrant has been issued in your name with bold letters bring in by any means nessecary minus an arm if you have too

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13



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