No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
ineedcreditbad wrote:Understood.ThanksEd
The important point I was trying to make above got lost in the rest of my long-winded post, so I'll repeat it here:
Amex will not let you make a payment until after your first statement generates. This, of course, will tank your FICOs if you charge the card up with the expectation that you will be able to pay it off before the CRAs ever know about it.
Charge it up and pay it off repeatedly if you want to, but if you care about keeping your FICOs from tanking, you need to wait until your second billing cycle to start this procedure. Anything you charge during your first billing cycle will be reported to the CRAs.