cancel
Showing results for 
Search instead for 
Did you mean: 

Apply for CSP or garden?

New Contributor

Re: Apply for CSP or garden?

Thanks for the replies. I'm going to apply as soon as my Citi card reports the $10k limit. Right now it is still reporting a $6k limit (got the increase a few weeks ago). 


Starting Score: 737 (EXP - Amex Pull 6/29/12) | 732 (CreditKarma)
Current Score: 737
Goal Score: 750


Take the FICO Fitness Challenge
Contributor

Re: Apply for CSP or garden?

Shorefox, I think you should pull your FICO scores for TU and EQ before applying. If you're credit score isn't reporting in the 740~ range you may want to wait a bit longer.

TU 743 as of 5/12
EQ 715 as of 10/13
EX Plus 780 as of 7/12

Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Club ($17k)
Highlighted
New Contributor

Re: Apply for CSP or garden?


Voodard wrote:

Shorefox, I think you should pull your FICO scores for TU and EQ before applying. If you're credit score isn't reporting in the 740~ range you may want to wait a bit longer.


Good advice. As soon as my Citi reports as $10k, I will pull my 2 fico's before applying. My EX from my recent AMEX approval was 737..not quite 740, but almost there.


Starting Score: 737 (EXP - Amex Pull 6/29/12) | 732 (CreditKarma)
Current Score: 737
Goal Score: 750


Take the FICO Fitness Challenge