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New Contributor
shorefox
Posts: 56
Registered: ‎06-21-2012

Re: Apply for CSP or garden?

Thanks for the replies. I'm going to apply as soon as my Citi card reports the $10k limit. Right now it is still reporting a $6k limit (got the increase a few weeks ago). 


Starting Score: 737 (EXP - Amex Pull 6/29/12) | 732 (CreditKarma)
Current Score: 737
Goal Score: 750


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Contributor
Voodard
Posts: 83
Registered: ‎06-13-2012

Re: Apply for CSP or garden?

[ Edited ]

Shorefox, I think you should pull your FICO scores for TU and EQ before applying. If you're credit score isn't reporting in the 740~ range you may want to wait a bit longer.

TU 743 as of 5/12
EQ 715 as of 10/13
EX Plus 780 as of 7/12

Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Club ($17k)
New Contributor
shorefox
Posts: 56
Registered: ‎06-21-2012

Re: Apply for CSP or garden?


Voodard wrote:

Shorefox, I think you should pull your FICO scores for TU and EQ before applying. If you're credit score isn't reporting in the 740~ range you may want to wait a bit longer.


Good advice. As soon as my Citi reports as $10k, I will pull my 2 fico's before applying. My EX from my recent AMEX approval was 737..not quite 740, but almost there.


Starting Score: 737 (EXP - Amex Pull 6/29/12) | 732 (CreditKarma)
Current Score: 737
Goal Score: 750


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