Apply for Chase Sapphire Preferred. Need HELP.

[09Lexie]

Sorry for the decline but limited credit history was the reason not your FICO score. You can call again but it will result in a HP

Good luck

[IcEWoLF]

The problem is that the CSP is considered a premium card, a short term credit history just doesn't look great on paper, even if your score is over +700.

I'd suggest calling the back door number and see what they say.

Other than that, I'd probably suggest waiting another year before applying again.

Keep high balances, relationship banking goes a long way.

I'd suggest consider looking for the Discover IT card, no annual fees and no foreign transaction fees.

[FinStar]

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@09Lexie wrote:
Sorry for the decline but limited credit history was the reason not your FICO score. You can call again but it will result in a HP

Good luck

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+1

Plus, no guarantee of approval.

[CharlesSu]

Hi IcEWoLF,

I have given Chase a call regarding the decline of my credit card application. I called this backdoor number: Chase: 888-245-0625 (Credit Analyst - Recons). The analyst told me my application is still under consideration. I am not sure why my banker told me it is already declined. 

And she gave me a phone number of the lending's department and suggested me to give them a call during weekdays.