Reply
Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: Apply for Freedom now, or wait for $300 offer to come back?


Kr33ker wrote:

I told myself I was going to garden longer, but I the itch is too strong for me to resist.

I buy lunch almost everyday so I think the +10 points on each swipe would be very beneficial for me. The only thing holding me back is that they are only offering the $100 offer instead of the $300 offer. Do you guys think this offer will ever return? Can I ask them to give me the offer before or after I apply for the card?

 

Are there any other cards I should look into? Maybe BCE? 


Look at the US Bank Cash + card it gives you 5% cash back on cats you select yourself instead of the ones that the bank selects for you. 

They give you $25 gift card for every $100.00 in rewards you cash in on its a great card with no caps and spending requirements also no AF.

 

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Established Member
Posts: 35
Registered: ‎09-30-2012
0

Re: Apply for Freedom now, or wait for $300 offer to come back?


melbaro wrote:

Kr33ker wrote:

I told myself I was going to garden longer, but I the itch is too strong for me to resist.

I buy lunch almost everyday so I think the +10 points on each swipe would be very beneficial for me. The only thing holding me back is that they are only offering the $100 offer instead of the $300 offer. Do you guys think this offer will ever return? Can I ask them to give me the offer before or after I apply for the card?

 

Are there any other cards I should look into? Maybe BCE? 


If the 10 points per swipe is a kicker for you, then app now. The 10/10 is going away and will only be the 10% portion if you apply after the 11th this month.

 

A bird in the hand is better than two in a bush.


Thanks for the heads up about this. I just went and confirmed with Chase to make sure I have it before it goes away. I think it's important more people see this!

 

Capital One Platinum $750 (3/11) | Macy's $2K (1/12)
Chase Freedom $4.5K (8/12) | Chase Sapphire Preferred $5K (11/12) | Amex BCE $12K (10/12)

TU: 751 (10/1/12 - Amex), 747 (5/23/12 - Transunion.com) | EQ: 718 (10/1/12 - myFICO)
Gardening since: 11/12/12

Frequent Contributor
Posts: 368
Registered: ‎09-14-2009
0

Re: Apply for Freedom now, or wait for $300 offer to come back?

I was approved for the Freedom last week, oh happy day. :smileyhappy:

Will I still make the cutoff date for the 10/10 deal or too late?

I don't have the card yet, but it should hopefully get here this week, but to be safe can I add it before I have the card in hand or can I do it now? Thanks!


EQ Starting Score: 579 | TU Starting Score: 568
EQ Current Score: 650 | TU Current Score: 653
EQ Goal Score: 1000 | TU Goal Score: 1000


New Contributor
Posts: 79
Registered: ‎11-07-2012
0

Re:

[ Edited ]

I sent a secure message to Chase today confirming my enrollment. I applied and got approved today.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.