I'm in Georgia. As long as it's not Eq I'll be happy. Its my lowest score and has by far the most inquiries with 11 in the last 2 years, but only 5 in the past year. TU is the only one that shows my only 2 collections accounts, but they are 5 years old, and for small amounts under 140. Plus my TU is at 702.
Capital One SavorOne: $3000 / Bank of America Unlimited Cash Rewards Visa Signature: $500 / Mission Lane: $1500 / Merrick: $2000 / CreditOne Amex: $850