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Contributor
Posts: 95
Registered: ‎05-10-2008
0

Re: Apply for New Amex

Yeah - I just talked to a Blue rep, and she told me that preapprovals aren't really correlated with approvals. It is merely an invitation. I think I'm going to wait it out since I have a few inquiries and two new open accounts this month. I'm just  a little bummed since BoA's card reports as flex spending, and I wanted to raise my total revolving credit limit. 

 

 

Regular Contributor
Posts: 163
Registered: ‎03-10-2008
0

Re: Apply for New Amex

Going to have to go ahead and disagree with the CSR. An invitation usually doesn't correlate to approvals, however a pre-approval usually is generated when a CC provider "softs" your credit report for eligibility. If they see what they like (usually just a score) you receive the pre-approval. Invitation and Pre-approval are not the same thing. AMEX has sent me both.
Epic Contributor
Posts: 23,815
Registered: ‎10-23-2007
0

Re: Apply for New Amex

I would ask BofA to change the card to one that reports CL

Fico Scores: EQ- 662., TU 684 Barclay, EX 700 (3/21/15)

You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
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