Reply
Contributor
mahendra82
Posts: 95
Registered: ‎05-10-2008
0

Re: Apply for New Amex

Yeah - I just talked to a Blue rep, and she told me that preapprovals aren't really correlated with approvals. It is merely an invitation. I think I'm going to wait it out since I have a few inquiries and two new open accounts this month. I'm just  a little bummed since BoA's card reports as flex spending, and I wanted to raise my total revolving credit limit. 

 

 

Regular Contributor
iluvmyfico
Posts: 163
Registered: ‎03-10-2008
0

Re: Apply for New Amex

Going to have to go ahead and disagree with the CSR. An invitation usually doesn't correlate to approvals, however a pre-approval usually is generated when a CC provider "softs" your credit report for eligibility. If they see what they like (usually just a score) you receive the pre-approval. Invitation and Pre-approval are not the same thing. AMEX has sent me both.
Epic Contributor
Creditaddict
Posts: 21,599
Registered: ‎10-23-2007
0

Re: Apply for New Amex

I would ask BofA to change the card to one that reports CL

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}