Credit Cards

[saggy1]

I recenlty got the CSP. I want this one as well for the hidden trade line and chip. I have apped quite a bit in the last 4 months. Proabaly 9 HQ's. The CSP is my highest tradeline at 5k. I should be ok for the JPM right?

Would it be best to wait until January to apply for this? Mt CSP and freedom accounts are no more than 1.5 months old.

[Koop10010]

How much of a limit did they give you on your Freedom card?  That would be a lot of new (Chase) accounts pretty quickly, I wouldn't be surprised if they had to move some of your Freeom's limit over to approve you.  Of course, your credit score and income will come into play with that.

[saggy1]

Limit on Freedom is only 500 limit on the csp is 5k.

[n777ua]

I don't see an approval in your future based on your recent INQ's and 500 Freedom CL.  

[saggy1]

I would have to agree really. Getting approved for the csp really threw me off though.

[Koop10010]

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n777ua wrote:

I don't see an approval in your future based on your recent INQ's and 500 Freedom CL.  

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Yeah, I reckon the $500 limit on Freedom means you're pretty much topped out for exposure from Chase right now.  I'd recommend using your new Chase cards regularly for the next 12 months or so, then applying for the JP Morgan Select.

[saggy1]

Weird thing is I apped for the freedom first got the $500 limit. Then apped for the csp and got a 5k limit. Kinda strange.

Maybe I could give it a shot in January, just use my csp and freedom wisely. I am sure weirder things have happened. If I get denied then I will try it again in the summer.....

Thanks for the help!

[LS2982]

Yea I agree with other posters you should give it 12 months them try for it if your still interested.

[trumpet-205]

Chase do keep total CL you have with them in mind. So if you already have $5,500 CL from them getting Select is going to be difficult.

[MrShush]

You can try and PC the CSP but you will lose the appeal and points benefits that card offers. Also, it may not be hidden if you PC. You might have hit their risk ceiling considering the toy limit on the Freedom, but then again, what do I know?!

I tied one on and applied on a whim and was approved...