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Contributor
dpage
Posts: 82
Registered: ‎12-09-2010
0

Applying for American Express

Hello,

 

I was considering applying for an American Express card. I was curious to know what CR do they normally pull?

Proud home owner
Lender Pull 03/28/2011 EQ:708 TU:698 EXP:709

Frequent Contributor
Mekitcat
Posts: 260
Registered: ‎06-23-2011
0

Re: Applying for American Express

They almost always pull EX and they may even pull one of the other 2. When my husband apped they pulled EX and TU on him but only pulled EX on me.


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Contributor
dpage
Posts: 82
Registered: ‎12-09-2010
0

Re: Applying for American Express

Ok thanks!

Proud home owner
Lender Pull 03/28/2011 EQ:708 TU:698 EXP:709

Frequent Contributor
CreditMuppet
Posts: 309
Registered: ‎08-05-2011
0

Re: Applying for American Express

You should definately expect an inquiry on EX, good luck!  Make sure you come back and let us know how your app went!


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Frequent Contributor
Mekitcat
Posts: 260
Registered: ‎06-23-2011
0

Re: Applying for American Express


dpage wrote:

Ok thanks!



Your Welcome :smileyhappy:


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+


Contributor
missji
Posts: 93
Registered: ‎08-21-2011
0

Re: Applying for American Express

Good luck! :smileyhappy:


NEW GARDEN CLUB MEMBER as of 3/23/2013. No activity until 8/2015 unless it's an auto CLI.
Starting Score:
626
Current Score (as of 3/19/2013): 663
Goal Score: 750.
Take the myFICO Fitness Challenge
Frequent Contributor
raenys
Posts: 387
Registered: ‎08-25-2011
0

Re: Applying for American Express

yep....EX for me too. Best of luck!!!

Frequent Contributor
GrowingCredit
Posts: 315
Registered: ‎05-28-2011
0

Re: Applying for American Express


dpage wrote:

Hello,

 

I was considering applying for an American Express card. I was curious to know what CR do they normally pull?



For me and my wife both they pulled EX only

TU Auto enhanced FICO (9/2012): 744
EX FICO (8/2012): 748
EX FICO (6/2010): 739
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Applying for American Express

It is always at least EX.  Most of the time they will only pull EX.  If you are borderline, they will sometimes pull from one or both of the other CRAs as well. 


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Member
slq03
Posts: 12
Registered: ‎09-12-2011
0

Re: Applying for American Express

EX here.

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