cancel
Showing results for 
Search instead for 
Did you mean: 

Applying for Amex: BCE or Blue Sky. ----->>>APPROVED

tag
pgyagnzia
Established Member

Applying for Amex: BCE or Blue Sky. ----->>>APPROVED

I have a few questions before I apply:

 

1. So I'm ready to apply for an Amex but I'm torn between BCE and Blue Sky.

I've been receiving a lot of Blue Sky offers by mail, but just now that I'm really considering it.

I know I will benefit most from BCE since I only travel (by plane) once a year. But I do like to get some 'special treatment' whenever I do it, such as free checked bag or late check out. Is this the right card?  Would everyday purchase help me getting rewards that I can redeem towards traveling? Should I just stick to BCE and use the cash rewards? Do they charge foreign transaction fee?

I have 3 other cc's and they're all cash rewards.

 

2. My fico sore is 745. Last time I applied for a cc is 06/11 for BofA. No inq since then. The only negative record is 30 day late payment in May 2009.

What are my chances of getting approved?

 

3. I have 3 score power reports. Should I use this before or after I apply. I asked this question in myFico product forum but it seems like nobody hangs out there.

 

Thank you all!

 


Starting Score: 703
Current Score: 803
Goal Score: 800


Take the myFICO Fitness Challenge
Message 1 of 28
27 REPLIES 27
LS2982
Mega Contributor

Re: Applying for Amex: BCE or Blue Sky. Advice please

I would go for the BCE since you do not travel often. Youll get more rewards that way as well. I think you have a decent shot at approval.



EQ FICO 548 3/3/16
Message 2 of 28
pgyagnzia
Established Member

Re: Applying for Amex: BCE or Blue Sky. Advice please

I pulled the trigger and applied and got this:

 

Thank you for applying for the Blue Cash EverydaySM from American Express. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days. 
Thank you for applying.

 


Oh well!

Should I check the status of my application? How?


Starting Score: 703
Current Score: 803
Goal Score: 800


Take the myFICO Fitness Challenge
Message 3 of 28
nicholasyud
Valued Contributor

Re: Applying for Amex: BCE or Blue Sky. Advice please

amex

Link check and let us noe

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 4 of 28
pgyagnzia
Established Member

Re: Applying for Amex: BCE or Blue Sky. Advice please

I couldn't wait no more so I checked and voila, APPROVED for BCE!!!!

 

Now, I'm itching to find the CL.

 

Fyi, I used my Score Power before applying and it's 753.


Starting Score: 703
Current Score: 803
Goal Score: 800


Take the myFICO Fitness Challenge
Message 5 of 28
myjourney
Super Contributor

Re: Applying for Amex: BCE or Blue Sky. Advice please


@pgyagnzia wrote:

I couldn't wait no more so I checked and voila, APPROVED for BCE!!!!

 

Now, I'm itching to find the CL

 

Fyi, I used my Score Power before applying and it's 753.


Congrats its a very nice card

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 28
HiLine
Blogger

Re: Applying for Amex: BCE or Blue Sky. Advice please


@pgyagnzia wrote:

I couldn't wait no more so I checked and voila, APPROVED for BCE!!!!

 

[IMG]http://i46.tinypic.com/2nqt945.png[/IMG]

 

Now, I'm itching to find the CL.

 

Fyi, I used my Score Power before applying and it's 753.


Gotta update that signature! Cat LOL Congrats!!!

 

Message 7 of 28
pgyagnzia
Established Member

Re: Applying for Amex: BCE or Blue Sky. Advice please


@HiLine wrote:

@pgyagnzia wrote:

I couldn't wait no more so I checked and voila, APPROVED for BCE!!!!

 

[IMG]http://i46.tinypic.com/2nqt945.png[/IMG]

 

Now, I'm itching to find the CL.

 

Fyi, I used my Score Power before applying and it's 753.


Gotta update that signature! Cat LOL Congrats!!!

 


Haha thanks for reminding me!


Starting Score: 703
Current Score: 803
Goal Score: 800


Take the myFICO Fitness Challenge
Message 8 of 28
nicholasyud
Valued Contributor

Re: Applying for Amex: BCE or Blue Sky. Advice please

call them and ask for credit limit.......

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 9 of 28
youngandcreditwrthy
Senior Contributor

Re: Applying for Amex: BCE or Blue Sky. ----->>>APPROVED

I wanna know the limit!!! Lol I think you can have Blue Sky and Blue Cash
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 28
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.