Applying for Amex: BCE or Blue Sky. ----->>>APPROVED

[HiLine]

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@nicholasyud wrote:

call them and ask for credit limit.......

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That practice is discouraged by many people on this board. Check out this thread:

http://ficoforums.myfico.com/t5/Credit-Cards/My-first-call-with-American-Express/td-p/1705818

[youngandcreditwrthy]

Lol I remember that thread..
How ridiculous..
Amex is here to serve you... Lmao.
They want your business just like they want yours, nbd. Haha Im just as scared of Amex as the next guy, but you can def call them for info.

My first and only Amex... A BCE... I called and got expedited and got my FICO, APR and everything over the phone.
Again, NBD! Lol

[youngandcreditwrthy]

You want their card*

[09Lexie]

Congrats!

[Epcot]

That's great, Congrats!

[snowkitty]

Congrats! As someone else said, you can have both bce and blue sky. I was approved for both in the same month. I love them and like to rack up travel and cash between the two.

[pgyagnzia]

Thanks all! I get tons of info from this forum.
What other questions do you ask when calling to find out the CL? Can I ask to expedite my card?
Btw whats NBD?

[ObeyJohnny12]

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@pgyagnzia wrote:

I couldn't wait no more so I checked and voila, APPROVED for BCE!!!!

Now, I'm itching to find the CL.

Fyi, I used my Score Power before applying and it's 753.

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Congrats! That's the card I want to get approved for in the future. 

[pgyagnzia]

Received the card yesterday.

CL: $9,900

Cash Advance Limit: $2,000

APR: 17.99% starting April 2014

I also received a letter about a week prior that said that their source was Experian and my FICO score was 725.

It's so strange because just before I applied my score was 753, I don't know why they got 725.

Anyways, I'm so happy, this is my highest CL.

So, when the 61 days come they're gonna give me CLI to $29,700??? Assuming I make good payments. I know anything above $25,000 they ask for tax something (I don't remember).

Can I specify the amount when I request CLI?

Thanks all!

[Open123]

Nice approval!  Great beginning CL!

The maximum Amex CL without financial documenation is $25K.  You can certainly request up to that on the 61st day!  

Enjoy your new Amex!