Applying for CC.

[Anonymous]

I applied for a Best Buy credit card and was declined because of one delinquent account, I've paid that account but it wasn't report to the credit bearus yet but now is gone from my credit report. How long should I wait to try again? Is been one month since I applied.

[2NE1]

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@Anonymous wrote:
I applied for a Best Buy credit card and was declined because of one delinquent account, I've paid that account but it wasn't report to the credit bearus yet but now is gone from my credit report. How long should I wait to try again? Is been one month since I applied.

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How come you didn't recon w/ them to let them know you had taken care of the delinquent account?

[pizzadude]

Are you certain that this was the only reason that they denied your application ??  If so, then go ahead an re~apply, unless there are other negatives on your report that they might not like....

[Anonymous]

I didn't think about it, it was stupid of me, should I go and try again?

[CreditMuppet]

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@Anonymous wrote:
I didn't think about it, it was stupid of me, should I go and try again?

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Did you check your reports for any other possible derogs?  I you havent I would recommend getting at the least your annual free copies from annualcreditreport.com before you apply for credit.

[Anonymous]

I got Fico score watch, that was the last derogatory item there, so is clean now.

[Mickey11]

D you know which CB they pulled? You might want to double check your CR at annualcreditreport.com just to make sure you didn't miss anything, also they should have given you a reason why they denied you. It should state if there were any other reasons for denial. Good luck!