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Member
wheeee1234
Posts: 13
Registered: ‎05-01-2013
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Re: Applying for CSP at the bank - lower requirement for bonus

[ Edited ]

@TM82:

 

You're probably right - her comment was probaby a combination of the clerk's personal experience with people who have applied with her and an attempt to boost my ego haha.

Frequent Contributor
gen-specific
Posts: 314
Registered: ‎02-27-2013
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Re: Applying for CSP at the bank - lower requirement for bonus

whats up with CSP giving out these low limits?

 

 

I don't know your income but your profile sounds much like mine, except I dont have student loans

 

 

Citi Thank You Premier 60k, AMEX Blue 30k, Chase Sapphire Preferred 30k, BoA VISA Rewards 30k, Wells Fargo 30k, Barclays Arrival+ 20k, Citibank Custom Credit Line 12k, Macys/AMEX 2.5k/500

EFX 711, EXP 713, TU 713 - AVG 701 GOOD - May 2014
EFX ???, EXP ???, TU 764 - AVG 764 GOOD - Aug 2014
Member
wheeee1234
Posts: 13
Registered: ‎05-01-2013
0

Re: Applying for CSP at the bank - lower requirement for bonus


gen-specific wrote:

whats up with CSP giving out these low limits?

 

 

I don't know your income but your profile sounds much like mine, except I dont have student loans

 

 


Probably because I don't have any other accounts with them.  I'll request a CLI in a couple months.  Interestingly though, ithe credit limit is higher than my BofA card, where I have a checking account.

Member
wheeee1234
Posts: 13
Registered: ‎05-01-2013
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Re: Applying for CSP at the bank - lower requirement for bonus


ezdoesit wrote:


Since you have such a good credit profile I see you have the citi world dividend card you should call and try and get it upgraded to the world elite with the emv chip no credit check they just tell you if your eligible plus its a card that can not be applied for only offered or requested.


Are there any real benefits to upgrading?  I don't really plan on using my Citi card anymore since the points on the CSP and my BofA cards are much better.

Super Contributor
enharu
Posts: 7,004
Registered: ‎02-27-2013
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Re: Applying for CSP at the bank - lower requirement for bonus

It's just benefits of World Elite vs. Platinum MC.

You can read on the specifics on Mastercard website. For most people, it won't make a difference.

If you travel quite a bit, then World Elite has some perks that can help out.

 

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011
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Re: Applying for CSP at the bank - lower requirement for bonus

Congrats!
TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K

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