Applying for CSP

[MoreRewards]

If you app & don't qualify for it will you be given the Sapphire or would you have to reapp?
I really want the CSP at any rate but would like something out of a HP. Is it harder to get the preferred?

[myjourney]

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@MoreRewards wrote:
If you app & don't qualify for it will you be given the Sapphire or would you have to reapp?
I really want the CSP at any rate but would like something out of a HP. Is it harder to get the preferred?

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If denied try recon but if unsuccessful ...New app next time you will not be offered a different product 

[rustystick]

both CSP and CS has the same credit requiremnt... so no

[MoreRewards]

Oh I didn't know. So it's just a matter of preference then. I will try for the CSP when I app then.

[MoreRewards]

Doesn't the CSP mean min CL of 5k? But the CS could get approved for lower limit? My current highest limit is 4,800. So idk if Chase would want to give the Preferred version.

[Stralem]

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@MoreRewards wrote:
Doesn't the CSP mean min CL of 5k? But the CS could get approved for lower limit? My current highest limit is 4,800. So idk if Chase would want to give the Preferred version.

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Both versions of the Sapphire are Visa Signature cards, so Chase will not approve either for a penny less than $5000.

You don't need to have another $5000 line to qualify, but it would help to have something close to it. The highest credit line I had when I applied and got approved was only $3100.

[MoreRewards]

Oh ok thank you for this info. I didn't realize that about the CS. Guess all I can do is app & see. I saw previously people said they won't be the first to give you 5k limit but seems otherwise with your approval.

[09Lexie]

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@Stralem wrote:

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@MoreRewards wrote:
Doesn't the CSP mean min CL of 5k? But the CS could get approved for lower limit? My current highest limit is 4,800. So idk if Chase would want to give the Preferred version.

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Both versions of the Sapphire are Visa Signature cards, so Chase will not approve either for a penny less than $5000.

You don't need to have another $5000 line to qualify, but it would help to have something close to it. The highest credit line I had when I applied and got approved was only $3100.

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The CS can be issued with lines less than $5k

[Stralem]

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@09Lexie wrote:

The CS can be issued with lines less than $5k [citation needed]

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 Oh?

[09Lexie]

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@Stralem wrote:

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@09Lexie wrote:

The CS can be issued with lines less than $5k [citation needed]

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 Oh?

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It's been mentioned before here.  A quick search came up with this thread

http://ficoforums.myfico.com/t5/Credit-Cards/Question-about-credit-limit-transfer/td-p/2310417