Credit Cards

[birjest]

I would like to apply for Chase Slate to take advantage of the BT.  However, I have a deed in lieu dated March 2009.  I did however, just closed on a home (3.375%) and a car loan recently (3.99%).  Should I go ahead  and apply, or wait 4 more years with Chase? 

[Shogun]

Would cost you a HP to find out.  If you have nothing else waiting in the wings, why not give it a try?

[birjest]

Ok, I just applied.  From the website:

Thank you for applying. Your application requires further review before making a decision.

Should I call the back-door number?

[flowfaster]

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birjest wrote:

Ok, I just applied.  From the website:

Thank you for applying. Your application requires further review before making a decision.

Should I call the back-door number?

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Hell Yeah.

[birjest]

OK, I was denied due to my deed in lieu, which was dated March 2009.  But I was able to close on a house and car loan???

[Tommy5746]

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birjest wrote:

OK, I was denied due to my deed in lieu, which was dated March 2009.  But I was able to close on a house and car loan???

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The life of credit is funny my friend..

[birjest]

lol, tell me about it.

[codimom]

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birjest wrote:

OK, I was denied due to my deed in lieu, which was dated March 2009.  But I was able to close on a house and car loan???

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My thought on this is... the car and the house are secured loans...you don't pay, they take them back.  A credit card, on the other hand, is unsecured debt.  The lender wouldn't have anything to take back! 

[birjest]

Ok, would you believe they gave me a recon and approval of........................$400.00!!!     Chase want me to establish a history with them.  Go figure......Oh, credit seekers can't be choosy.  I am cool with that.  Not to mention, I was approved 2 weeks ago with an AMEX True Reward as well.

[codimom]

ahhh... well treat it well, and soon maybe they'll take off the training wheels.  But seriously, good on ya .. you have a starter card with a major player.