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Applying for a CC at your CU....

Frequent Contributor

Applying for a CC at your CU....

What is the recommended time frame applying for a credit card from your CU after opening a checking/savings account?? Also, taking into factor that new accounts were opened in less than 6 months and inquiries, collections etc.
myFICO - EQ: 776 EX: 763 TU: 791
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Frequent Contributor

Re: Applying for a CC at your CU....

Some will offer them to you when you open the account without pulling another inquiry. If it wasn't very long ago, they might still have the credit report on file and not do another pull.
Sept 07 EQ 419

April 2012 EQ- 669 EXP- 680 TU-700= Proud New Homeowner!
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Frequent Contributor

Re: Applying for a CC at your CU....



cadavis0609 wrote:
Some will offer them to you when you open the account without pulling another inquiry. If it wasn't very long ago, they might still have the credit report on file and not do another pull.



For my CU, they didn't pull my report.
myFICO - EQ: 776 EX: 763 TU: 791
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