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Frequent Contributor
Posts: 303
Registered: ‎06-27-2008
0

Applying for a CC at your CU....

What is the recommended time frame applying for a credit card from your CU after opening a checking/savings account?? Also, taking into factor that new accounts were opened in less than 6 months and inquiries, collections etc.
myFiCO as of 1/2015 - EQ: 775, TU: 793, EX: 772

AmEx Costco TE 3.6K, AmEx Zyn c, Barclays (NFL) 8.2K, Best Buy (store) 8K, Best Buy MC(AU) 500, CAP1 Venture 4K, CAP1 QS 2.5K, Chase Freedom 10K, Chevron 1.1K, Citi DC 10K, Dillard's AmEx 5K, Discover It 14K, Macy's (store) 4.5K, NFCU cashRewards 20K, NFCU nRewards 20K, NFCU LOC 15K
Frequent Contributor
Posts: 435
Registered: ‎06-17-2007
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Re: Applying for a CC at your CU....

Some will offer them to you when you open the account without pulling another inquiry. If it wasn't very long ago, they might still have the credit report on file and not do another pull.
Sept 07 EQ 419

April 2012 EQ- 669 EXP- 680 TU-700= Proud New Homeowner!
Frequent Contributor
Posts: 303
Registered: ‎06-27-2008
0

Re: Applying for a CC at your CU....



cadavis0609 wrote:
Some will offer them to you when you open the account without pulling another inquiry. If it wasn't very long ago, they might still have the credit report on file and not do another pull.



For my CU, they didn't pull my report.
myFiCO as of 1/2015 - EQ: 775, TU: 793, EX: 772

AmEx Costco TE 3.6K, AmEx Zyn c, Barclays (NFL) 8.2K, Best Buy (store) 8K, Best Buy MC(AU) 500, CAP1 Venture 4K, CAP1 QS 2.5K, Chase Freedom 10K, Chevron 1.1K, Citi DC 10K, Dillard's AmEx 5K, Discover It 14K, Macy's (store) 4.5K, NFCU cashRewards 20K, NFCU nRewards 20K, NFCU LOC 15K

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