Check the stickies. Click on "Credit Cards" on the top of this board - click on Helpful Threads - then click on BK Friendly CC's. You'll find lots of goodies there.
My favorite post-BK rebuilder card is Orchard Bank. My Orchard had a $59 AF, 14.99% interest rate. (DH had a $49 AF + a $49 processing fee). We have paid no interest or fees aside from those. Very easy to manage online. Started at $500 and they CLI'd to $700 at 6 months upon request - posters are noting that CLI's at 6 months intervals are typical. It's important to FICO that you have a bank card, so this one fits that requirement.
Credit union Visa's will not meet FICO's criteria for a bank card - so it's good to add one of those animals to your wallet. Also, many CU's (both of mine) do not report to TU.
I like my Macy's. They're not as easy to manage online, but doable. Dillard's is also an easy approval.
Several posters also recommend a secured bank card for rebuilding. I didn't try that - but there's lots of positive experiences posted here.
Don't go overboard! Good luck!
Message Edited by beamMEup on 10-29-2009 11:33 AM
