I just commissioned, and I'm stuck in the IRR while waiting for AD orders. I have several questions about applying for credit. Hopefully those who are serving or have served can enlighten me.
I've noticed that on some credit card applications employer name is required. For tax purposes, I believe employer name is listed as DFAS.
1. Should I write DFAS or my branch of service?
2. What address do I use?
3. What phone number do I use?
I was hoping I could apply for a couple of cards, then garden during BOLC (OBC). But if they need the address of where my unit is, commander's name, etc. I will not be able to provide that because I don't have a unit yet. Anyone?
I don't need a credit card bad at all, just eager to rebuild. I'm probably better off waiting until orders come in though, at least then I'll have some sort of documentation and could perhaps explain the situation and apply over the phone. I do have a Capital One secured card that I can add money to, but I was hoping to replace it with a prime w/o an annual fee.
iMacDrew wrote:also look into military credit unions like Penfed and Navyfed.. youre more than likely going to get accepted for a Navy Federal card though as Penfeds underwriting criteria is more strict.
I definitely want to apply for Navy Fed, but I was waiting until I had orders so I could list AD on the application.
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