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Approval Odds AMEX and Citi

New Contributor

Re: Approval Odds AMEX and Citi

Talk to him Lexie.lolSmiley Very Happy

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 11 of 21
Super Contributor

Re: Approval Odds AMEX and Citi

09Lexie gave you great advice I agree No more apps 6 months good history and go for the card that best fits your needs

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 21
Moderator Emerita

Re: Approval Odds AMEX and Citi

Just sayin...building credit takes time and patience.
Message 13 of 21
New Contributor

Re: Approval Odds AMEX and Citi

+1Smiley LOL

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 14 of 21
Established Contributor

Re: Approval Odds AMEX and Citi


09Lexie wrote:
Just sayin...building credit takes time and patience.

Thanks a bunch I appreciate your help and insightful replies! What was your first card btw? 

Message 15 of 21
New Contributor

Re: Approval Odds AMEX and Citi

Rackham you will be just fine

Time is killing us but if we wait we kill timeSmiley Wink

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 16 of 21
Valued Contributor

Re: Approval Odds AMEX and Citi

Yes, be patient....it is hard..for all of us!!! 

*8/10/13
Message 17 of 21
Moderator Emerita

Re: Approval Odds AMEX and Citi

Message 18 of 21
Established Contributor

Re: Approval Odds AMEX and Citi


danielodonoll wrote:

Rackham you will be just fine

Time is killing us but if we wait we kill timeSmiley Wink


Haha! I really did not have a problem with my cards until I saw a commercial for Discover It and realized all CCs reported less than 7% util and had the bright idea to App first one since Sept 2012... Smiley Sad(( haha. Nice wallet btw one day I'll be there !

Message 19 of 21
New Contributor

Re: Approval Odds AMEX and Citi


Rackham94 wrote:

danielodonoll wrote:

Rackham you will be just fine

Time is killing us but if we wait we kill timeSmiley Wink


Haha! I really did not have a problem with my cards until I saw a commercial for Discover It and realized all CCs reported less than 7% util and had the bright idea to App first one since Sept 2012... Smiley Sad(( haha. Nice wallet btw one day I'll be there !


I know You will as long as u listen to the forum wisdom u will be fine

Ps that portfolio is 4yrs of strategic work and i am confident on your ability to do just that my man.Smiley Happy

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 20 of 21