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Approval Odds

Frequent Contributor

Re: Approval Odds

Will do lexie , thanks Smiley Happy

*22 Years Old* Started my credit at age 19
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Super Contributor

Re: Approval Odds

if you let the deposit grow over time, you will have a decent chance. Best of luck!

in the meantime, keep calling wells fargo and ask for a SP CLI. 

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Established Contributor

Re: Approval Odds


madmann26 wrote:

Paying your util down is the quickest way to gain points.

 

I would pay the util down, let the CC compaines update, then apply.


+10000

 

and invest in your FICO scores.

never go into an app with less information then the company to which you are applying.  That way you can answer their questions during recon.  You never want to say "I did not know that was on there" to a lender when talking about your credit report.  They tend to prefer that folks know full well what is on their reports and what their scores are because it tells them the person is actively involved in doing the right thing with their credit.


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Frequent Contributor

Re: Approval Odds

Thanks for advice!

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500