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Frequent Contributor
SteveUrkel
Posts: 266
Registered: ‎03-19-2013
0

Re: Approval Odds

Will do lexie , thanks :smileyhappy:

*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $8,000 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $4,400 II American Eagle VISA - $2700 II Best Buy Mastercard - $3,000 II Kay Jewelers - $5,600

Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Approval Odds

if you let the deposit grow over time, you will have a decent chance. Best of luck!

in the meantime, keep calling wells fargo and ask for a SP CLI. 

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Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013
0

Re: Approval Odds


madmann26 wrote:

Paying your util down is the quickest way to gain points.

 

I would pay the util down, let the CC compaines update, then apply.


+10000

 

and invest in your FICO scores.

never go into an app with less information then the company to which you are applying.  That way you can answer their questions during recon.  You never want to say "I did not know that was on there" to a lender when talking about your credit report.  They tend to prefer that folks know full well what is on their reports and what their scores are because it tells them the person is actively involved in doing the right thing with their credit.


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Frequent Contributor
SteveUrkel
Posts: 266
Registered: ‎03-19-2013
0

Re: Approval Odds

Thanks for advice!

*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $8,000 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $4,400 II American Eagle VISA - $2700 II Best Buy Mastercard - $3,000 II Kay Jewelers - $5,600


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