Approval odds

[Anonymous]

I am goint to apply for Citi TankYou Premier or Chase Sapphire Preferred mainly because of the sign up bonus.

Fico scores are around 740

my CCs are in my signature

Oldest Account 1 year 9 month

AAofA 1 year 3 month

have $25k income

I would like to hear your opinions about the approval odds.

[skyisthelimit]

You have some good prime cards already, not sure how they would fell about extending more credit though since your only at a 25k income; but if it is denied you should really recon it.  GL!

[Anonymous]

Do you know if the Citi TY Premier have 5k minimum CL like Sapphire?

[Crashem]

Any ideas on your real fico score? I would say based on info provided, you are pretty good for the non sig versions of cards. Sig version like csp card, you still are okay.

[Anonymous]

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@Crashem wrote:
Any ideas on your real fico score? I would say based on info provided, you are pretty good for the non sig versions of cards. Sig version like csp card, you still are okay.

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My Fico scores on TU and EX are 750. I don't have my EQ Fico score, but I do have an account with Equifax, and it shows a FAKO score of 799.

[xiownthisplacex]

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@Anonymous wrote:

Do you know if the Citi TY Premier have 5k minimum CL like Sapphire?

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Not sure about this, but I do have one and they gave me a $5,300 limit when I applied.

[Anonymous]

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@xiownthisplacex wrote:

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@Anonymous wrote:

Do you know if the Citi TY Premier have 5k minimum CL like Sapphire?

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Not sure about this, but I do have one and they gave me a $5,300 limit when I applied.

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May I ask your income and other CLs?

[xiownthisplacex]

$65,000

When I applied, I had:

Chase United 5k

Chase SP 5k

Rooms to go 5.5k

Carecredit 4.2k

HSBC 1.3k

Cap1 750

Cap1 550 (secured)

So not sure what they took into consideration. They had sent me one of those pre-approvals in the mail and I decided to apply.