Re: 61 day CLI fell on a weekend?

tk_0014 · ‎06-15-2013

Got my BCE 61 days ago, but it is saturday. Does that matter at all?

Also, got an $18 balance that posted yesterday as the statement cut. Should I put in a payment for it first?

MyFICO (4/13) EQ score 733 CK TU score 6/13 754 FCR EX 4/13 736

CU overdraft protection CL $500 Freedom $3000 CSP $8000 BofA 123Cash Reward $3000 C1 QS1 $1250, C1 QS $5500 PP Cred $2950 Amex BCP $19500 DISC IT: $14,100 Home Depot $8000

gen-specific · ‎06-15-2013

not sure about the weekend part

but I think 61 days is 61 days, you can app online so maybe the computer doesn't care

if denied you have to wait 3 months

crunching_numbers · ‎06-15-2013

you should be fine, but it might be better to wait until Monday, just in case.

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)

SnackTrader · ‎06-15-2013

I requested a 3x CLI at 8am on a Saturday morning and got instant approval. You will be fine.

I submitted a payment before requesting my CLU just in case, but no one really knows if that matters or not. Good luck!

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015

tk_0014 · ‎06-16-2013

Well, I just couldn't stand it and last night I hit the button for my CLI!

left the $18 balance on, and was instantly granted a full 3x for $3,00. Guess ill shoot for 9K in December!

Thanks for the input!

MyFICO (4/13) EQ score 733 CK TU score 6/13 754 FCR EX 4/13 736

CU overdraft protection CL $500 Freedom $3000 CSP $8000 BofA 123Cash Reward $3000 C1 QS1 $1250, C1 QS $5500 PP Cred $2950 Amex BCP $19500 DISC IT: $14,100 Home Depot $8000

Approved!! 61 day CLI fell on a weekend?

Approved!! 61 day CLI fell on a weekend?