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Approved B of A Secured!

Established Contributor

Approved B of A Secured!

After reading some of the posts here, I was worried I would be declined for the B of A secured, but I just saw the funds get swiped from my B of A savings acct. WOOHOO! Only a week or two and I should have the card!!! :-)
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 1 of 11
10 REPLIES
Valued Contributor

Re: Approved B of A Secured!

Great Job Smiley Happy  It is not an automatic to get this card, and this card will grow with you so congratulations!!
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Message 2 of 11
Established Contributor

Re: Approved B of A Secured!

Thanks! :-)  Just to make sure, I should let 9% come on the statement but pay before due date? If I pay before statement drops nothing will be reported to the CRAs right?
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 3 of 11
Senior Contributor

Re: Approved B of A Secured!

Congrats! The BOA secured card is the best in the business.
Here we go again...
Message 4 of 11
Frequent Contributor

Re: Approved B of A Secured!

Congrats! I got mine a few weeks ago and was so excited to get it!
7/7/09 TU: 630 EQ: 638 EX: ??
4/3/09 TU: 599 EQ: 606 EX: ??
Message 5 of 11
Valued Contributor

Re: Approved B of A Secured!

Tons of Debt, I always try to pay before the statement date, because I believe that most will send the updates to the CRA's after the statement date.  There are always exception to that rule however. 
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Message 6 of 11
Established Contributor

Re: Approved B of A Secured!

I'm confused... I thought the 1-9% means that you need to have utilized 1-9% of the card when you get your statement... i.e. your paper statement will show that you've used 1-9%.
 
I thought if you pay before it drops the paper statement will report $0 and thus the card will not be reported to the CRAs...
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 7 of 11
Epic Contributor

Re: Approved B of A Secured!

correct, 1-9% on statement
Message 8 of 11
Valued Contributor

Re: Approved B of A Secured!

they pull hard for this right?  Who do they pull from?
Message 9 of 11
Valued Contributor

Re: Approved B of A Secured!

They do pull hard and they pulled EX on me.
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Message 10 of 11