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Established Contributor
Tons_of_Debt
Posts: 610
Registered: ‎08-01-2008
0

Approved B of A Secured!

After reading some of the posts here, I was worried I would be declined for the B of A secured, but I just saw the funds get swiped from my B of A savings acct. WOOHOO! Only a week or two and I should have the card!!! :-)
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
Regular Contributor
robertkinder
Posts: 161
Registered: ‎07-12-2008
0

Re: Approved B of A Secured!

Great Job :smileyhappy:  It is not an automatic to get this card, and this card will grow with you so congratulations!!
4-1-08 / EQ 428 - TU 440 - EX 460
8-1-08 / EQ 565 - TU 541 - EX 552
Established Contributor
Tons_of_Debt
Posts: 610
Registered: ‎08-01-2008
0

Re: Approved B of A Secured!

Thanks! :-)  Just to make sure, I should let 9% come on the statement but pay before due date? If I pay before statement drops nothing will be reported to the CRAs right?
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Approved B of A Secured!

Congrats! The BOA secured card is the best in the business.
Here we go again...
Frequent Contributor
brownee
Posts: 343
Registered: ‎07-25-2008
0

Re: Approved B of A Secured!

Congrats! I got mine a few weeks ago and was so excited to get it!
7/7/09 TU: 630 EQ: 638 EX: ??
4/3/09 TU: 599 EQ: 606 EX: ??
Regular Contributor
robertkinder
Posts: 161
Registered: ‎07-12-2008
0

Re: Approved B of A Secured!

Tons of Debt, I always try to pay before the statement date, because I believe that most will send the updates to the CRA's after the statement date.  There are always exception to that rule however. 
4-1-08 / EQ 428 - TU 440 - EX 460
8-1-08 / EQ 565 - TU 541 - EX 552
Established Contributor
Tons_of_Debt
Posts: 610
Registered: ‎08-01-2008
0

Re: Approved B of A Secured!

I'm confused... I thought the 1-9% means that you need to have utilized 1-9% of the card when you get your statement... i.e. your paper statement will show that you've used 1-9%.
 
I thought if you pay before it drops the paper statement will report $0 and thus the card will not be reported to the CRAs...
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
Mega Contributor
Creditaddict
Posts: 19,573
Registered: ‎10-23-2007
0

Re: Approved B of A Secured!

correct, 1-9% on statement
Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Valued Contributor
casinoannie97
Posts: 1,989
Registered: ‎08-17-2007
0

Re: Approved B of A Secured!

they pull hard for this right?  Who do they pull from?
Regular Contributor
robertkinder
Posts: 161
Registered: ‎07-12-2008
0

Re: Approved B of A Secured!

They do pull hard and they pulled EX on me.
4-1-08 / EQ 428 - TU 440 - EX 460
8-1-08 / EQ 565 - TU 541 - EX 552

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