Reply
Valued Member
Posts: 28
Registered: ‎05-09-2012
0

Approved Barclay Rewards

So after leasinga brand-new vehicle, I thought this would be a good time to apply for a couple CCs. All I have now are BBRZ $600, Creditone $400, and Show MC $400. I applied for the Barclay Rewards card and approved for $1500! This is now my highest limit CC and has some rewards on top of it. I also thought I might as well burn a few INQs, since I have nothing else to apply for, and apped for Discover More and Chase Freedom. Discover insta-deny, Freedom reviewing your application, but received letter saying denied. Both cited deliquencies on my account, which would be 5 year old charge-offs that I took care of back then. Oh well, knew I didn't really stand a chance, but still happy I got my Barclays card. 2 points on gas, grocery, and utilities, so something to use every-day and gain a bit of rewards.


Starting Score: 622 EQ Fico
Current Score: 654EQ 658 TU Fico
Goal Score: 720


Take the FICO Fitness Challenge
Regular Contributor
Posts: 208
Registered: ‎08-16-2012
0

Re: Approved Barclay Rewards

congrats  I was just denied for this card last month.  B/C alott of recient inq. and 1 baddie only showing on TU from over 6 years ago. 


Starting Score: TU 583, EX 683, EQ 653
Current Score: 10/12/14 TU 743 9/24/2014 EQ FICO 751,12/17/2014 EXPERIAN 772
Goal Score: 750

WALLET: CAP ONE UNSEC $2000, WALMART $3800, CITI SIMPLICITY $3600, DISCOVER IT $2000, BBRZ $2200, AMEX BCE $10,000, CHASE FREEDOM 10,500 KAWASAKI GOOD TIMES CARD $31,500
Senior Contributor
Posts: 4,511
Registered: ‎12-11-2011
0

Re: Approved Barclay Rewards

I would hold off on apps for at least 6 months after your barclays. Dont want any AA.
;
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Approved Barclay Rewards

If you reeeeeeaaaalllllyyyy want to get the Freedom, you might call them for a recon using thr backdoor num. Also, dispute those old charge offs if you feel comfy doing so. It will only better your credit as some creditors do not consider accounts that are marked as "acct info disputed by consumer" on your cres report

Other than that, congratssss on your new lease!!!!! I want to lease a 2013 Altima soooo soo soooo bad!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Member
Posts: 28
Registered: ‎05-09-2012
0

Re: Approved Barclay Rewards


youngandcreditwrthy wrote:
If you reeeeeeaaaalllllyyyy want to get the Freedom, you might call them for a recon using thr backdoor num. Also, dispute those old charge offs if you feel comfy doing so. It will only better your credit as some creditors do not consider accounts that are marked as "acct info disputed by consumer" on your cres report

Other than that, congratssss on your new lease!!!!! I want to lease a 2013 Altima soooo soo soooo bad!!!

Ya it's hard to be too upset about being denied when I have a new 2013 Forester


Starting Score: 622 EQ Fico
Current Score: 654EQ 658 TU Fico
Goal Score: 720


Take the FICO Fitness Challenge
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Approved Barclay Rewards

Congrats!


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Approved Barclay Rewards


dwmaso001 wrote:

So after leasinga brand-new vehicle, I thought this would be a good time to apply for a couple CCs. All I have now are BBRZ $600, Creditone $400, and Show MC $400. I applied for the Barclay Rewards card and approved for $1500! This is now my highest limit CC and has some rewards on top of it. I also thought I might as well burn a few INQs, since I have nothing else to apply for, and apped for Discover More and Chase Freedom. Discover insta-deny, Freedom reviewing your application, but received letter saying denied. Both cited deliquencies on my account, which would be 5 year old charge-offs that I took care of back then. Oh well, knew I didn't really stand a chance, but still happy I got my Barclays card. 2 points on gas, grocery, and utilities, so something to use every-day and gain a bit of rewards.


Congrats on Barclay!!!

 

Be careful on anymore apps for the next 6 months, Barclays can be salty with new apps.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Approved Barclay Rewards

Congrats!  Now stick that puppy in the garden!   LOL


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Approved Barclay Rewards

Congrats

Established Member
Posts: 15
Registered: ‎09-29-2012
0

Re: Approved Barclay Rewards

What is an Show MC card?

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.