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So after leasinga brand-new vehicle, I thought this would be a good time to apply for a couple CCs. All I have now are BBRZ $600, Creditone $400, and Show MC $400. I applied for the Barclay Rewards card and approved for $1500! This is now my highest limit CC and has some rewards on top of it. I also thought I might as well burn a few INQs, since I have nothing else to apply for, and apped for Discover More and Chase Freedom. Discover insta-deny, Freedom reviewing your application, but received letter saying denied. Both cited deliquencies on my account, which would be 5 year old charge-offs that I took care of back then. Oh well, knew I didn't really stand a chance, but still happy I got my Barclays card. 2 points on gas, grocery, and utilities, so something to use every-day and gain a bit of rewards.
congrats I was just denied for this card last month. B/C alott of recient inq. and 1 baddie only showing on TU from over 6 years ago.
@youngandcreditwrthy wrote:
If you reeeeeeaaaalllllyyyy want to get the Freedom, you might call them for a recon using thr backdoor num. Also, dispute those old charge offs if you feel comfy doing so. It will only better your credit as some creditors do not consider accounts that are marked as "acct info disputed by consumer" on your cres report
Other than that, congratssss on your new lease!!!!! I want to lease a 2013 Altima soooo soo soooo bad!!!
Ya it's hard to be too upset about being denied when I have a new 2013 Forester
Congrats!
@Anonymous wrote:So after leasinga brand-new vehicle, I thought this would be a good time to apply for a couple CCs. All I have now are BBRZ $600, Creditone $400, and Show MC $400. I applied for the Barclay Rewards card and approved for $1500! This is now my highest limit CC and has some rewards on top of it. I also thought I might as well burn a few INQs, since I have nothing else to apply for, and apped for Discover More and Chase Freedom. Discover insta-deny, Freedom reviewing your application, but received letter saying denied. Both cited deliquencies on my account, which would be 5 year old charge-offs that I took care of back then. Oh well, knew I didn't really stand a chance, but still happy I got my Barclays card. 2 points on gas, grocery, and utilities, so something to use every-day and gain a bit of rewards.
Congrats on Barclay!!!
Be careful on anymore apps for the next 6 months, Barclays can be salty with new apps.
Congrats! Now stick that puppy in the garden! LOL
Congrats