Starting Score: EQ 717 EX 724 TU 736
Starting Score: 560
In full gardening/ debt annihilation mode! (4/15/13)
ah12345 wrote:
Thanks to this forum I was able to fix my credit. Today I pulled the trigger and app for 3 new cards, crossing my fingers on all since I have open 4 accounts in the past 6 months. I app for Walmart, freedom and discover more. 3 for 3 I am so happy. New credit of $5500
Walmart $1000 pulled transunion
Discover More $1000 pulled transunion
Chase Freedom $3500 pulled equifax highest limit
Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee
Orchard $300 Not sure if I should keep open or close $29 Annual fee
Capital one Secure $300 I think $39 Annual fee
Firestone Card $1000
These are very nice approvals!!! You are definately moving on up!
Here is what I would do with your wallet (were it mine) :
Current cards
First premier $300 WILL CAN IN DECEMBER before ugly annual fee (Definately close in December)
Orchard $300 Not sure if I should keep open or close $29 Annual fee (Keep until your Walmart card is upgraded to Discover or until you pick up a new prime card. Your scores might be in line for a Discover More at this point)
Capital one Secure $300 I think $39 Annual fee (close and get your deposit back at same time that you close FP)
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
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