Established Contributor
Posts: 545
Registered: ‎09-12-2010

Re: Approved Discovercard with low FICO


scottwagnon wrote:

i have had my discover more since sept 24 2010, and have yet to see them give me an auto cli... started out with 2500, still at 2500

Same here. No CLI after 3 months. I have great credit and use/PIF the card regularly.


Posts: 95
Registered: ‎05-10-2008

Re: Approved Discovercard with low FICO


That's discouraging. Thanks for the info though. 


Posts: 14,967
Registered: ‎07-14-2009

Re: Approved Discovercard with low FICO

I can only speak of my experience. I got my Discover in 10/2003 and up to last year I averaged a CLI about once a year for $1,000-$1,200 just like clockwork. But it suddenly stopped and I don't know why.


I charged right at $30,000 in 2010 but I also haven't paid them any interest in over a year.  :smileyhappy:  But that's ok. If that's the reason for no recent CLI then I won't be getting any in the future either.




From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Posts: 83
Registered: ‎08-24-2010

Re: Approved Discovercard with low FICO

My auto CLI with Discover More came after 6 months and it took me from $2500 to $3000.  

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+