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Approved Discovercard with low FICO

Contributor

Approved Discovercard with low FICO

I have a pretty thin file with one minor baddie (30 days from a utility company), but I was approved with Discover more. I didn't think I was going to get approved, but I felt lucky so applied anyway. The CL is pretty low (2k), but I'm hoping it'll grow over time. How is discover with CLI? 

 

 

13 REPLIES
Super Contributor

Re: Approved Discovercard with low FICO


mahendra82 wrote:

I have a pretty thin file with one minor baddie (30 days from a utility company), but I was approved with Discover more. I didn't think I was going to get approved, but I felt lucky so applied anyway. The CL is pretty low (2k), but I'm hoping it'll grow over time. How is discover with CLI? 

 

 


Congrats!  Discover give auto  CLIs every 3 months for the first year.  After the first year,  you won't be guaranteed any increases without a hard pull of credit. 

Valued Contributor

Re: Approved Discovercard with low FICO

 


DI wrote:

mahendra82 wrote:

I have a pretty thin file with one minor baddie (30 days from a utility company), but I was approved with Discover more. I didn't think I was going to get approved, but I felt lucky so applied anyway. The CL is pretty low (2k), but I'm hoping it'll grow over time. How is discover with CLI? 

 

 


Congrats!  Discover give auto  CLIs every 3 months for the first year.  After the first year,  you won't be guaranteed any increases without a hard pull of credit. 


+1

 

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Contributor

Re: Approved Discovercard with low FICO

Thanks for the info!

Contributor

Re: Approved Discovercard with low FICO

 


DI wrote:

mahendra82 wrote:

I have a pretty thin file with one minor baddie (30 days from a utility company), but I was approved with Discover more. I didn't think I was going to get approved, but I felt lucky so applied anyway. The CL is pretty low (2k), but I'm hoping it'll grow over time. How is discover with CLI? 

 

 


Congrats!  Discover give auto  CLIs every 3 months for the first year.  After the first year,  you won't be guaranteed any increases without a hard pull of credit. 


I am still new to Discover (opened in Jan 2011) they told me I have to call after 6 months to request a cli.

 

Super Contributor

Re: Approved Discovercard with low FICO


x9j4j wrote:

 


DI wrote:

mahendra82 wrote:

I have a pretty thin file with one minor baddie (30 days from a utility company), but I was approved with Discover more. I didn't think I was going to get approved, but I felt lucky so applied anyway. The CL is pretty low (2k), but I'm hoping it'll grow over time. How is discover with CLI? 

 

 


Congrats!  Discover give auto  CLIs every 3 months for the first year.  After the first year,  you won't be guaranteed any increases without a hard pull of credit. 


I am still new to Discover (opened in Jan 2011) they told me I have to call after 6 months to request a cli.

 


You must have a different tier card. 

Contributor

Re: Approved Discovercard with low FICO

 


DI wrote:

x9j4j wrote:

 


DI wrote:

mahendra82 wrote:

I have a pretty thin file with one minor baddie (30 days from a utility company), but I was approved with Discover more. I didn't think I was going to get approved, but I felt lucky so applied anyway. The CL is pretty low (2k), but I'm hoping it'll grow over time. How is discover with CLI? 

 

 


Congrats!  Discover give auto  CLIs every 3 months for the first year.  After the first year,  you won't be guaranteed any increases without a hard pull of credit. 


I am still new to Discover (opened in Jan 2011) they told me I have to call after 6 months to request a cli.

 


You must have a different tier card. 


I have a Discover Open Road.

 

Contributor

Re: Approved Discovercard with low FICO

What's the different between discover open road and the more? I got the more card.

Contributor

Re: Approved Discovercard with low FICO

 


mahendra82 wrote:

What's the different between discover open road and the more? I got the more card.


The Open Road doesn't have the 5% cashback, it only has the 1% and 2% on some categories.

 

Valued Contributor

Re: Approved Discovercard with low FICO

i have had my discover more since sept 24 2010, and have yet to see them give me an auto cli... started out with 2500, still at 2500