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Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

Approved For Amex BCP

[ Edited ]

It was two years ago I reached out in these forums to help pull my credit out of total disarray, asking about where to get a secured card and basically anything to start.  Well, it has all paid off.  I got an Amex Gold in April, and a few minutes ago I was approved for one of THE hardest cards to get, and one of the most rewarding.  It's music to your ears when an Amex rep says, "I am excited to tell you that you have been approved for the Blue Cash Preferred card."   My next move is a Chase Freedom.  Cash back is my best reward so those two cards should mesh well.  I'll keep my cap1 secured and axe my Orchard very soon.  Thanks everyone!

 

 

 

Date ReceivedCardStatus of ApplicationNext Step
08/08/12
BLUE CASH PREFERRED(SM)
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. 
If you requested a balance transfer to this card,click here to view the status of that transfer
  
 
 
EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011

Re: Approved For Amex BCP

Super Congrats!!!

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $13K | Amex Costco TE $10.4K | Amex SPG $10.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

Re: Approved For Amex BCP

Thanks, I'm really excited. By the way, if anyone knows, since i didn't get the very best rate overall, does that mean amex will send me my credit score?

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Regular Contributor
SanjeevR
Posts: 121
Registered: ‎01-10-2012

Re: Approved For Amex BCP


FicoTron wrote:

Thanks, I'm really excited. By the way, if anyone knows, since i didn't get the very best rate overall, does that mean amex will send me my credit score?


Yes, that's correct. Congrats!

Starting scores: Around 630 (Sep 2011)
Current FICO scores: TU ‘08 792 (Walmart) • EQ 765 • EX 771 (Amex)
Prime cards: JP Morgan Select (30K) • HHonors Reserve (30K) • Chase United MileagePlus Explorer (20K) • Chase Sapphire Preferred (20K) • Amex Hilton Honors Surpass (20K) • Amex BCP (20K) • Barclay Ring (20K) • Citi Thank You Premier MC/Visa (16K Combined) • Discover Escape (10K) • Amex SPG (5K) • Amex Premier Rewards Gold • US Bank Cash+ (5K+???)
Established Contributor
emptypockets
Posts: 958
Registered: ‎02-03-2009

Re: Approved For Amex BCP


FicoTron wrote:

Thanks, I'm really excited. By the way, if anyone knows, since i didn't get the very best rate overall, does that mean amex will send me my credit score?


You should get a separate mailer from AMEX with your credit score in it. It usually comes in a plain white envelope (looks like a denial letter), and will come within a few days of you receiving your card.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (7/8/2014): 814; EX (6/14): 775
Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011

Re: Approved For Amex BCP

[ Edited ]

Nice, this is turning into a win/win/win situation for me. Approved, got the $150 bonus offer, and get my score? Perfect! I PIF so the rate doesn't matter.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Frequent Contributor
codimom
Posts: 386
Registered: ‎09-08-2010

Re: Approved For Amex BCP

I love reading 'success stories in progress'!  I didn't app for the BCP, but  the BCE... after a year or so I will see if it is advantageous to see if I can switch to the other.  I just didn't want to app for something with an AF.   At the same time, I app'd with Alliant Credit union for their Platinum Rewards card, thinking I would be counter offered the platinum instead. Nope, they approved me for the rewards card, with a very low APR (not that I carry a balance but still) and the 18 months of 0% or the no fee BT doesn't suck either.

Life is good, and with some patience and good gardening, its gonna get even better.


Back in the garden!
App free since 23Oct2012 reset to 27Aug13 and reset again 4nov13


Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Approved For Amex BCP

CONGRATS!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011

Re: Approved For Amex BCP

Congrats, also along with your letter and credit score, you can use that to get your Experian report (since you didn't get the best terms) for 90 days which I love.  Go to experience and under "were you denied credit or best terms"  (something like that) and from who (American Express)  and your in. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
Established Contributor
CribDuchess
Posts: 589
Registered: ‎09-12-2011

Re: Approved For Amex BCP

Congratulations - that is a great card!  Your hard work and patience has truly paid off.  Well done!

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $22.5K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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