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03-28-2011 10:05 AM
I live at Walmart the grocery prices are unbeatable so I'm so excited to get approved for a credit card $1400 CL WOW I'm excited.
03-28-2011 10:15 AM
03-28-2011 10:16 AM
Congrats! My starting CL was only $900 when I got my Wal Mart card a couple years ago. They pulled EQ for me at the time, and my score was somewhere between 680 and 690.
You should have no problem getting a CLI every 6 months either. You may have to wait 6 months the first time (don't remember for sure), but after that, you can request a CLI every 4 months and they will typically always grant it with no hard pull. Try even one day before the 4 month anniversary of your last CLI, though, and you will not get it.
By the way, how is there such a huge difference between the TU and EQ scores in your sig? Is that a typo?
03-28-2011 10:29 AM - edited 03-28-2011 10:30 AM
Thanks! I'm so happy that I was able to get a decent CL.
The difference between TU and EQ are correct 100 points right....arrrrg... All I can think of is I have 4 SL tradelines with lates however 3 of those TL's are over 5 years old, but one ACS (I already goodwilled it and TU has only updated 1 of the accounts leaving the other with lates from 2009 and 2010. I do believe that is what's killing my score.
Other than that no PR, no Collections, No Charge-Offs just SL lates.
I'm working on it though.....
03-28-2011 10:48 AM
Any idea of who they pulled when you applied? I would be surprised if they gave a limit that high based on your TU score, but I would also be surprised that they didn't give you a higher limit based on your EQ score.
03-28-2011 10:55 AM
That's wonderful! Great starting limit! Enjoy the card!
03-29-2011 04:41 AM
My Privacy Guard hasn't updated with the inquiry yet, but as you alluded I'm almost positive they pulled EQ I'm in GA and before I applied I checked to see what they normally pull in my area and it appeared to be EQ.
However, I'll let you know for sure as soon as I know.
04-02-2011 05:41 PM
Just an update Walmart Credit Card already showing on Experian and Equifax credit reports even though I haven't received it yet.
04-02-2011 06:00 PM
Congratulations Nyqutie on your new Walmart card, that's my favorite store as well. They will match anybody prices as long as you have the sell paper with you.
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