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New Contributor
Posts: 57
Registered: ‎06-10-2010
0

Approved For Walmart Credit Card $1400.00 CL

I live at Walmart the grocery prices are unbeatable so I'm so excited to get approved for a credit card $1400 CL WOW I'm excited.

 

 


Starting Score: TU 450 EQ 491 (06 2010) Current Score: TU 746 EQ 747 EX 629 (Public Record "not" Mine can't get this darn thing OFF) (06 2013) Goal Score: TU 800 EQ 800 EX 700
Valued Contributor
Posts: 1,544
Registered: ‎01-29-2008
0

Re: Approved For Walmart Credit Card $1400.00 CL

Congratulations, that is a very nice starting limit for a Walmart card.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Established Contributor
Posts: 880
Registered: ‎05-29-2008
0

Re: Approved For Walmart Credit Card $1400.00 CL

Congrats!  My starting CL was only $900 when I got my Wal Mart card a couple years ago.  They pulled EQ for me at the time, and my score was somewhere between 680 and 690.

 

You should have no problem getting a CLI every 6 months either.  You may have to wait 6 months the first time (don't remember for sure), but after that, you can request a CLI every 4 months and they will typically always grant it with no hard pull.  Try even one day before the 4 month anniversary of your last CLI, though, and you will not get it.

 

By the way, how is there such a huge difference between the TU and EQ scores in your sig?  Is that a typo?

Established Contributor
Posts: 536
Registered: ‎03-17-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

Prepare to jump to $2000s with your first heavy use. After that, things will get slower...
New Contributor
Posts: 57
Registered: ‎06-10-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

[ Edited ]

Thanks!  I'm so happy that I was able to get a decent CL.

 

The difference between TU and EQ are correct 100 points right....arrrrg...  All I can think of is I have 4 SL tradelines with lates however 3 of those TL's are over 5 years old, but one ACS (I already goodwilled it and TU has only updated 1 of the accounts leaving the other with lates from 2009 and 2010.  I do believe that is what's killing my score.

 

Other than that no PR, no Collections, No Charge-Offs just SL lates.

 

I'm working on it though.....

 


Starting Score: TU 450 EQ 491 (06 2010) Current Score: TU 746 EQ 747 EX 629 (Public Record "not" Mine can't get this darn thing OFF) (06 2013) Goal Score: TU 800 EQ 800 EX 700
Established Contributor
Posts: 880
Registered: ‎05-29-2008
0

Re: Approved For Walmart Credit Card $1400.00 CL

Any idea of who they pulled when you applied?  I would be surprised if they gave a limit that high based on your TU score, but I would also be surprised that they didn't give you a higher limit based on your EQ score.

Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

That's wonderful! Great starting limit! Enjoy the card! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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New Contributor
Posts: 57
Registered: ‎06-10-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

My Privacy Guard hasn't updated with the inquiry yet, but as you alluded I'm almost positive they pulled EQ I'm in GA and before I applied I checked to see what they normally pull in my area and it appeared to be EQ.

 

However, I'll let you know for sure as soon as I know.


Starting Score: TU 450 EQ 491 (06 2010) Current Score: TU 746 EQ 747 EX 629 (Public Record "not" Mine can't get this darn thing OFF) (06 2013) Goal Score: TU 800 EQ 800 EX 700
New Contributor
Posts: 57
Registered: ‎06-10-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

Just an update Walmart Credit Card already showing on Experian and Equifax credit reports even though I haven't received it yet.


Starting Score: TU 450 EQ 491 (06 2010) Current Score: TU 746 EQ 747 EX 629 (Public Record "not" Mine can't get this darn thing OFF) (06 2013) Goal Score: TU 800 EQ 800 EX 700
Contributor
Posts: 92
Registered: ‎02-25-2011
0

Re: Approved For Walmart Credit Card $1400.00 CL

Congratulations Nyqutie on your new Walmart card, that's my favorite store as well. They will match anybody prices as long as you have the sell paper with you.

TU: Fico 678 6-19-13 677 8/23/13
EQ: Fico 665 7-5-13 665 8/23/13
EX: Fico 681 Lender pulled 8/23/13


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