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New Contributor
nyqutie
Posts: 57
Registered: ‎06-10-2010
0

Approved For Walmart Credit Card $1400.00 CL

I live at Walmart the grocery prices are unbeatable so I'm so excited to get approved for a credit card $1400 CL WOW I'm excited.

 

 


Starting Score: TU 450 EQ 491 (06 2010) Current Score: TU 746 EQ 747 EX 629 (Public Record "not" Mine can't get this darn thing OFF) (06 2013) Goal Score: TU 800 EQ 800 EX 700
Valued Contributor
tray
Posts: 1,492
Registered: ‎01-29-2008
0

Re: Approved For Walmart Credit Card $1400.00 CL

Congratulations, that is a very nice starting limit for a Walmart card.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Established Contributor
valley_man0505
Posts: 879
Registered: ‎05-29-2008
0

Re: Approved For Walmart Credit Card $1400.00 CL

Congrats!  My starting CL was only $900 when I got my Wal Mart card a couple years ago.  They pulled EQ for me at the time, and my score was somewhere between 680 and 690.

 

You should have no problem getting a CLI every 6 months either.  You may have to wait 6 months the first time (don't remember for sure), but after that, you can request a CLI every 4 months and they will typically always grant it with no hard pull.  Try even one day before the 4 month anniversary of your last CLI, though, and you will not get it.

 

By the way, how is there such a huge difference between the TU and EQ scores in your sig?  Is that a typo?

Established Contributor
ifinet
Posts: 536
Registered: ‎03-17-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

Prepare to jump to $2000s with your first heavy use. After that, things will get slower...
New Contributor
nyqutie
Posts: 57
Registered: ‎06-10-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

[ Edited ]

Thanks!  I'm so happy that I was able to get a decent CL.

 

The difference between TU and EQ are correct 100 points right....arrrrg...  All I can think of is I have 4 SL tradelines with lates however 3 of those TL's are over 5 years old, but one ACS (I already goodwilled it and TU has only updated 1 of the accounts leaving the other with lates from 2009 and 2010.  I do believe that is what's killing my score.

 

Other than that no PR, no Collections, No Charge-Offs just SL lates.

 

I'm working on it though.....

 


Starting Score: TU 450 EQ 491 (06 2010) Current Score: TU 746 EQ 747 EX 629 (Public Record "not" Mine can't get this darn thing OFF) (06 2013) Goal Score: TU 800 EQ 800 EX 700
Established Contributor
valley_man0505
Posts: 879
Registered: ‎05-29-2008
0

Re: Approved For Walmart Credit Card $1400.00 CL

Any idea of who they pulled when you applied?  I would be surprised if they gave a limit that high based on your TU score, but I would also be surprised that they didn't give you a higher limit based on your EQ score.

Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

That's wonderful! Great starting limit! Enjoy the card! :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
New Contributor
nyqutie
Posts: 57
Registered: ‎06-10-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

My Privacy Guard hasn't updated with the inquiry yet, but as you alluded I'm almost positive they pulled EQ I'm in GA and before I applied I checked to see what they normally pull in my area and it appeared to be EQ.

 

However, I'll let you know for sure as soon as I know.


Starting Score: TU 450 EQ 491 (06 2010) Current Score: TU 746 EQ 747 EX 629 (Public Record "not" Mine can't get this darn thing OFF) (06 2013) Goal Score: TU 800 EQ 800 EX 700
New Contributor
nyqutie
Posts: 57
Registered: ‎06-10-2010
0

Re: Approved For Walmart Credit Card $1400.00 CL

Just an update Walmart Credit Card already showing on Experian and Equifax credit reports even though I haven't received it yet.


Starting Score: TU 450 EQ 491 (06 2010) Current Score: TU 746 EQ 747 EX 629 (Public Record "not" Mine can't get this darn thing OFF) (06 2013) Goal Score: TU 800 EQ 800 EX 700
Contributor
Mzvanessa
Posts: 92
Registered: ‎02-25-2011
0

Re: Approved For Walmart Credit Card $1400.00 CL

Congratulations Nyqutie on your new Walmart card, that's my favorite store as well. They will match anybody prices as long as you have the sell paper with you.

TU: Fico 678 6-19-13 677 8/23/13
EQ: Fico 665 7-5-13 665 8/23/13
EX: Fico 681 Lender pulled 8/23/13



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