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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Approved Instantly for NavCheck... 15k !!

So I decided to apply for NFCU... LOC

 

 

Approved instantly over the phone for 15k :smileyhappy:

 

Nice!  Gotta Love NFCU


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Regular Contributor
Posts: 199
Registered: ‎12-11-2009
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Re: Approved Instantly for NavCheck... 15k !!

Awesome!! Congrats!!!

Cards: AMEX Zync NPSL, AMEX BCE, NFCU LOC $15K, NFCU Visa Signature cashRewards $14K, NFCU Flagship Visa Signature $14K, USAA Platinum M/C $3.5K, USAA AMEX $2K, Capital One Cash Rewards $3.5K, WalMart $10K, Lowes $10K, Home Depot $8250, Amazon $4K, Discover IT $1K

Starting Score: EX: 570 EQ: 520 TU 602
Current Score: AMEX EX:717 MyFico EQ 688 Walmart TU 749 MyFico TU 740
Goal Score: 750+ across the board


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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Approved Instantly for NavCheck... 15k !!


bbrannan wrote:

Awesome!! Congrats!!!


Thanks!

 

Was going to wait, and actually was going to have DH apply.  However, I didn't feel comfortable having him pick up an unsecured loan in just his name for a bathroom remodel my rental property that I had before we were married...  Not to say that we are planning to ever split up, and he was more than willing to do it. But uhm....  ya :smileytongue:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Super Contributor
Posts: 6,580
Registered: ‎04-07-2008
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Re: Approved Instantly for NavCheck... 15k !!

Congrats Hopper, you got the max on the LOC :smileyhappy:




Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
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Re: Approved Instantly for NavCheck... 15k !!

WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine.. :smileyvery-happy:

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Regular Contributor
Posts: 214
Registered: ‎08-02-2012
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Re: Approved Instantly for NavCheck... 15k !!

awesome! congrats :smileywink:

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Approved Instantly for NavCheck... 15k !!


bamagirl1 wrote:

WOW! Awesome especially instantly!! You weren't required to send in income or anything? Super..Maybe I should see about a increase on mine.. :smileyvery-happy:


No income verification required.  They did the approval over the phone which was awesome.   I applied for a car loan refi back in March and sent them bank statements and investment account statements...  maybe that did it for them :smileyhappy:

 

I asked for 15k, they gave it.  all is well :smileyhappy:


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Regular Contributor
Posts: 201
Registered: ‎08-19-2012
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Re: Approved Instantly for NavCheck... 15k !!

Do you need direct deposit to eligible for navcheck?

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: Approved Instantly for NavCheck... 15k !!

So you decided to go for it... good for you! Congratulations on the approval, nice amount! :smileyvery-happy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
0

Re: Approved Instantly for NavCheck... 15k !!

Congrats! That's the max they do for NavChek. Everyone gets the same %. The LOC amt is determined by your creditworthiness. It's nice to have as a backup and helps w/util, too. :smileyhappy:

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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