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Only got a $200 cl but I wanted a way to build history with citi bank. Anyone have experience with asking for credit limit increases on this card. I'm thinking after 6 months or so. Any information would be greatly appreciated.
Hi, i got this card a little over a year ago with a 500 cl, I never asked for a cli because i really dont need a higher line for a gas card. But about a year after i got this I apped for a citi dividend and was approved, i think my positive history with the mobile card helped.
@Moes wrote:Only got a $200 cl but I wanted a way to build history with citi bank. Anyone have experience with asking for credit limit increases on this card. I'm thinking after 6 months or so. Any information would be greatly appreciated.
If you don't mind, can you tell us a bit about your situation ie. FICO, who they pulled, baddies, etc.
Well I have another gas card that is underwritten by Citi, a Phillips 66 card. I started out at $600 and one year later I asked for another $600 and was approved on a soft pull. A few days prior I was approved for a Citi underwriiten Shell gas card and a Citi Thank You Visa. I would like to think that my year paying on the 66 card helped me get the Citi Thank You, but there is no guarantee that logic holds any water.
They pulled equifax which is sitting at 635. I have a cap 1 chargeoff from 2008, hopefully my gw letter I sent works. I couldn't believe Citi let me in, time to garden and maybe this card will help me get a regular Citi card in the future!