Approved NFCU Platinum!

[rubaty]

Decided to take the plunge after reading about all the good things and got approved for a NFCU Platinum/$20K/prime + 5/25% utl.....I can't believe it!

[Creditaddict]

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@rubaty wrote:

Decided to take the plunge after reading about all the good things and got approved for a NFCU Platinum/$20K/prime + 5/25% utl.....I can't believe it!

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NICE

[ShootingStar]

Congrats!  Would you mind providing us with your stats (e.g. your FICO, # of baddies, if any, how long you've had an account with them, your highest CLI CC before them, etc.)?

I'm considering taking the plundge, as well -- I just want to do it at the best time in order to receive a definite approval and high CL.  Thanks!

[rubaty]

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@ShootingStar wrote:

Congrats!  Would you mind providing us with your stats (e.g. your FICO, # of baddies, if any, how long you've had an account with them, your highest CLI CC before them, etc.)?

I'm considering taking the plundge, as well -- I just want to do it at the best time in order to receive a definite approval and high CL.  Thanks!

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My scores as of 30 Aug are in my sig, 1 30 day late from 2005 on my TU, opened my account 24 Sept (checking online; called for CC app),  2 $20K CC w/USAA.

[score_building]

Congrats on the great approval!!  It is an extension of considerable trust for a lender to extend a 20k CL from jump, kudos to you...do you know your UTI on EQ (they apparently have a strong preference for EQ (but you mentioned TU data)) at time of app?

[ShootingStar]

I anticipate hitting the 700 club the beginning of October (keeping my fingers crossed) -- so I'll probably wait a little while longer before I apply for this one, as I'm hoping to pull off a decent CL.

And like the poster above, I'm wondering which CR they pulled (EQ vs. TU)?  Thanks for the info!

[rubaty]

Thanks!

My UTL on EQ & TU is 25%.  I don't know which report they pulled....my only late is on TU.

[haulingthescoreup]

That will be a nice welcome home present!