Reply
New Member
Posts: 8
Registered: ‎04-10-2010
0

Approved - U.S. Bank FlexPerks Select Rewards Visa Card

[ Edited ]

My wife got a pre-approval offer of a U.S. Bank FlexPerks Select Rewards Visa card. I immediately applied for her. Her last 12 months activity was very few, so I thought she'll be instantly approved.


Unfortunately she didn't get an instant approval. But no worry, I was very confident of getting this card.


About 1 week later, today I received approval email! I hope this card will come with $5,000+ credit limit.

 

She currently owns WF card with $1,000 and AMEX green with no-preset limit, although for AMEX card, we tried to charge $4000 at dentist but it was declined.


Frequent Contributor
Posts: 374
Registered: ‎01-08-2010
0

Re: Approved - U.S. Bank FlexPerks Select Rewards Visa Card

What was your and her credit score and utilization?

Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Approved - U.S. Bank FlexPerks Select Rewards Visa Card

How dead is this thread?! I'd like to know the outcome. If approved, what was the limit, scores, etc. I just got a pre-approval letter yesterday in the mail and I don't live in their footprint. Don't want to start another thread either.

Moderator
Posts: 15,680
Registered: ‎07-14-2009
0

Re: Approved - U.S. Bank FlexPerks Select Rewards Visa Card

The OP hasn't logged back on since this post.

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 10/10-813, TU - 10/10-774

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Established Member
Posts: 17
Registered: ‎03-25-2007
0

Re: Approved - U.S. Bank FlexPerks Select Rewards Visa Card

I received a pre-approval email from them last week for the platinum visa, apped the same day and was approved with a 7K CL. Although I am outside of their footprint I have an established history with them because of my car loan. They pulled experian where my last score from lender was at 729. Even though you are out of the footprint it is important that you apply using the code that they gave you. I apped with them last year without using the code in the letter and was denied. The recon dept was kind enough to ask for the code but I had misplaced and had to wait until they sent me another invitation. Good luck and Happy Thanksgiving!

 

AD

Regular Contributor
Posts: 248
Registered: ‎01-18-2009
0

Re: Approved - U.S. Bank FlexPerks Select Rewards Visa Card

 


ADthatsMe wrote:

I received a pre-approval email from them last week for the platinum visa, apped the same day and was approved with a 7K CL. Although I am outside of their footprint I have an established history with them because of my car loan. They pulled experian where my last score from lender was at 729. Even though you are out of the footprint it is important that you apply using the code that they gave you. I apped with them last year without using the code in the letter and was denied. The recon dept was kind enough to ask for the code but I had misplaced and had to wait until they sent me another invitation. Good luck and Happy Thanksgiving!

 

AD


Wait for 6 months then you can ask for CLI with no hard pull.

 

What's in your wallet?
-Not Capital One.
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Approved - U.S. Bank FlexPerks Select Rewards Visa Card

I don't have any relationship with them which is why it makes no sense. I live in suburban Philadelphia and there is no presence in my area. I can't help but raise and eyebrow.

 

 

Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Approved - U.S. Bank FlexPerks Select Rewards Visa Card

I forgot to mention...no fees on balance transfers during the first 30 days!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.