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Approved but now need to stop and garden

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Contributor

Approved but now need to stop and garden

Just got approved for AMEX Clear, don't know limit yet but psyched. I know it isn't the best with rewards but it's an AMEX revolver. About a year and a half ago I couldn't get credit for a job well done... And now things are good. This is my profile of late:

 

AMEX Clear opened 1/12 should be backdated 1/96 limit unknown

AMEX Gold opened 1/12 should be backdated 1/96

AMEX Zync opened 11/10 backdated 11/96

Discover More opened 1/12 limit $8000

Citi Plat opened 11/11 limit $2000

Barclays Apple opened 5/11 limit $2000

Home Depot opened 11/11 limit $4000

Cap One secured opened 12/10 $2500

Orchard Bank opened 5/09 limit $500

 

***********************

Hi, jnydc: I hope you don't mind too much, but I edited your post to break up the list of cards. It was awfully tough for these aging eyes to read. I didn't change any of the content, though.

 

Congrats on your new Clear, and welcome to the Garden!   --hauling

2009 Credit Portfolio: First Premier 450, Orchard Bank 400

2012 Credit Portfolio: AMEX; Gold, Zync, & Clear 5k
Citi Platinum Select 2k, Home Depot Store (Citi) 4k, Discover More 10k, Barclays Apple 2k, Cap 1 (secured) 2.5k
6 REPLIES
Senior Contributor

Re: Approved but now need to stop and garden

Happy gardening!

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Contributor

Re: Approved but now need to stop and garden

Wow that's great. Seems like you might be able to let that Orchard card go if it has an AF. At this point you should be set.

FICOS 2/2012 EQ: 763 TU: 761 EX: 746 (1/2012 EX)
Cards: Associated Bank Visa 9000, Paypal Mastercard 3000, Amazon Store card 1100, Barclays Apple Financing 2500, Cap One Rewards Mastercard 3000
Frequent Contributor

Re: Approved but now need to stop and garden


jnydc wrote:

Just got approved for AMEX Clear, don't know limit yet but psyched. I know it isn't the best with rewards but it's an AMEX revolver. About a year and a half ago I couldn't get credit for a job well done... And now things are good. This is my profile of late:

 

AMEX Clear opened 1/12 should be backdated 1/96 limit unknown

AMEX Gold opened 1/12 should be backdated 1/96

AMEX Zync opened 11/10 backdated 11/96

Discover More opened 1/12 limit $8000

Citi Plat opened 11/11 limit $2000

Barclays Apple opened 5/11 limit $2000

Home Depot opened 11/11 limit $4000

Cap One secured opened 12/10 $2500

Orchard Bank opened 5/09 limit $500

 

***********************

Hi, jnydc: I hope you don't mind too much, but I edited your post to break up the list of cards. It was awfully tough for these aging eyes to read. I didn't change any of the content, though.

 

Congrats on your new Clear, and welcome to the Garden!   --hauling

 


Congrats! My next card at some point in the next few years will be an Amex revolver. Are you going to shred Orchard? That's the first card I'm getting rid of...

Current Cards: Banana Republic Visa ($5,300), Chase Freedom ($2,000), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)
Regular Contributor

Re: Approved but now need to stop and garden

Congrats, Get rid of that piece of crap orchard card, they really suck.  Also start gardening before you spook off barclays.  Nice cards


Starting Score: TU 608, Eq 618
Current Score: TU 797 Eq 792, Ex 805 (psecu)
Goal Score: 840 across the board


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Valued Contributor

Re: Approved but now need to stop and garden

OP is past the recommended 6 months probation for Barclays and new accounts, will they still consider AA?

OP, congrats on your cards.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


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Mega Contributor

Re: Approved but now need to stop and garden


jnydc wrote:

Just got approved for AMEX Clear, don't know limit yet but psyched. I know it isn't the best with rewards but it's an AMEX revolver. About a year and a half ago I couldn't get credit for a job well done... And now things are good. This is my profile of late:

 

AMEX Clear opened 1/12 should be backdated 1/96 limit unknown

AMEX Gold opened 1/12 should be backdated 1/96

AMEX Zync opened 11/10 backdated 11/96

Discover More opened 1/12 limit $8000

Citi Plat opened 11/11 limit $2000

Barclays Apple opened 5/11 limit $2000

Home Depot opened 11/11 limit $4000

Cap One secured opened 12/10 $2500

Orchard Bank opened 5/09 limit $500

 

***********************

Hi, jnydc: I hope you don't mind too much, but I edited your post to break up the list of cards. It was awfully tough for these aging eyes to read. I didn't change any of the content, though.

 

Congrats on your new Clear, and welcome to the Garden!   --hauling


Congrats!! You'll find gardening to sometimes be a little boring but the chase for CLI's is a lot funner!!!




EQ FICO 548 3/3/16