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Contributor
jnydc
Posts: 90
Registered: ‎05-13-2010

Approved but now need to stop and garden

[ Edited ]

Just got approved for AMEX Clear, don't know limit yet but psyched. I know it isn't the best with rewards but it's an AMEX revolver. About a year and a half ago I couldn't get credit for a job well done... And now things are good. This is my profile of late:

 

AMEX Clear opened 1/12 should be backdated 1/96 limit unknown

AMEX Gold opened 1/12 should be backdated 1/96

AMEX Zync opened 11/10 backdated 11/96

Discover More opened 1/12 limit $8000

Citi Plat opened 11/11 limit $2000

Barclays Apple opened 5/11 limit $2000

Home Depot opened 11/11 limit $4000

Cap One secured opened 12/10 $2500

Orchard Bank opened 5/09 limit $500

 

***********************

Hi, jnydc: I hope you don't mind too much, but I edited your post to break up the list of cards. It was awfully tough for these aging eyes to read. I didn't change any of the content, though.

 

Congrats on your new Clear, and welcome to the Garden!   --hauling

2009 Credit Portfolio: First Premier 450, Orchard Bank 400

2012 Credit Portfolio: AMEX; Gold, Zync, & Clear 5k
Citi Platinum Select 2k, Home Depot Store (Citi) 4k, Discover More 10k, Barclays Apple 2k, Cap 1 (secured) 2.5k
Senior Contributor
drkaje
Posts: 3,482
Registered: ‎07-25-2008

Re: Approved but now need to stop and garden

Happy gardening!

Starting Score: 675
Current Score: EX ? FICO, EQ 708 FICO
Goal Score: 776 FICO


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Contributor
LilloEsquilo
Posts: 318
Registered: ‎05-08-2011

Re: Approved but now need to stop and garden

Wow that's great. Seems like you might be able to let that Orchard card go if it has an AF. At this point you should be set.

FICOS 2/2012 EQ: 763 TU: 761 EX: 746 (1/2012 EX)
Cards: Associated Bank Visa 9000, Paypal Mastercard 3000, Amazon Store card 1100, Barclays Apple Financing 2500, Cap One Rewards Mastercard 3000
Frequent Contributor
JustMe77
Posts: 275
Registered: ‎05-27-2009

Re: Approved but now need to stop and garden


jnydc wrote:

Just got approved for AMEX Clear, don't know limit yet but psyched. I know it isn't the best with rewards but it's an AMEX revolver. About a year and a half ago I couldn't get credit for a job well done... And now things are good. This is my profile of late:

 

AMEX Clear opened 1/12 should be backdated 1/96 limit unknown

AMEX Gold opened 1/12 should be backdated 1/96

AMEX Zync opened 11/10 backdated 11/96

Discover More opened 1/12 limit $8000

Citi Plat opened 11/11 limit $2000

Barclays Apple opened 5/11 limit $2000

Home Depot opened 11/11 limit $4000

Cap One secured opened 12/10 $2500

Orchard Bank opened 5/09 limit $500

 

***********************

Hi, jnydc: I hope you don't mind too much, but I edited your post to break up the list of cards. It was awfully tough for these aging eyes to read. I didn't change any of the content, though.

 

Congrats on your new Clear, and welcome to the Garden!   --hauling

 


Congrats! My next card at some point in the next few years will be an Amex revolver. Are you going to shred Orchard? That's the first card I'm getting rid of...

Current Cards: Capital One Platinum ($2,500), Banana Republic Visa ($5,300), Chase Freedom ($2,000), Amex Zync (NPSL), Discover It ($11,500), Amex Costco True Earnings ($5,000), Chase Slate ($2,500)

Waiting for minor baddies to fall off in 2015!
Regular Contributor
Chaos122
Posts: 204
Registered: ‎12-20-2010

Re: Approved but now need to stop and garden

Congrats, Get rid of that piece of crap orchard card, they really suck.  Also start gardening before you spook off barclays.  Nice cards


Starting Score: TU 608, Eq 618
Current Score: TU 755 Eq 746, Ex 770(psecu)
Goal Score: 780 across the board


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Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011

Re: Approved but now need to stop and garden

OP is past the recommended 6 months probation for Barclays and new accounts, will they still consider AA?

OP, congrats on your cards.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Approved but now need to stop and garden


jnydc wrote:

Just got approved for AMEX Clear, don't know limit yet but psyched. I know it isn't the best with rewards but it's an AMEX revolver. About a year and a half ago I couldn't get credit for a job well done... And now things are good. This is my profile of late:

 

AMEX Clear opened 1/12 should be backdated 1/96 limit unknown

AMEX Gold opened 1/12 should be backdated 1/96

AMEX Zync opened 11/10 backdated 11/96

Discover More opened 1/12 limit $8000

Citi Plat opened 11/11 limit $2000

Barclays Apple opened 5/11 limit $2000

Home Depot opened 11/11 limit $4000

Cap One secured opened 12/10 $2500

Orchard Bank opened 5/09 limit $500

 

***********************

Hi, jnydc: I hope you don't mind too much, but I edited your post to break up the list of cards. It was awfully tough for these aging eyes to read. I didn't change any of the content, though.

 

Congrats on your new Clear, and welcome to the Garden!   --hauling


Congrats!! You'll find gardening to sometimes be a little boring but the chase for CLI's is a lot funner!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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