Approved for 17.5K Nationwide Bank Visa® Credit Card

[MrShush]

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@Anonymous wrote:
 

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@MrShush wrote:

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@Anonymous wrote:

Thanks. I have 7 but only 2 have been in the last 6 months, I will have to give it some thought I dont want to waste an inqOut of the 2 only 1 was approved. I have been with Nationwide auto insurance for over 14 years but I dought that will really matter. Im thinking the only thing that might hurt me is my other cards and the utilization on them i would like one more and this card sounds great.

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I haven't used it except for a BT, but really, after Discover, it may end up as my go-to card. Low rate and high limit is really a plus for short term financing options. Other than that, the card and the website are pretty low frills--nothing uber high tech, no crazy rewards programs or agressive cross selling, just a solid card. On a side note, I called customer service a few times and got the same CSR 2 of 3 times

As for you getting denied, you never know until you try

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I agree, Thats just what I would use it for,  to BT some of my others and get them down, and it is pretty hard finding a card that gives high limits right from the start. Hopefully I will get lucky.  was the customer service nice?

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Yeah, the  CSR was great; she actually reminded me that we previously spoke! Only thing I wasn't terribly pleased with was I had to call them to set up online banking. Other than that, no worries.

[Anonymous]

Again Thanks  

[Anonymous]

I applied Oct  2 for this card after reading the posts.    I was sent letters about confirming my correct address 2 times wantikng utility bills, bank statements and spend lots of time on the phone with reps and credit analyst. I even submitted a recent school tax bill to them.   My application was always pending, Finally after nearly 2 month i called tuesday to chack the status and was informed i was approved for A  $15,000 card with an interest rate of 11.24 %  Happy for the CL but not so happy for the rate as I usually always get approved for the lowest rate listed....they advertise 7.24 %.

 I did get the 0% rate for 6months...........I have never worked so hard for a credit card and all I can say to others you have to keep calling and never let up,  You can prevail.......

[Woolfman]

Wow i hope i dont have to jump through that many hoops . I did apply on the 17th of this month and i have yet to hear anything from them at all .

[Woolfman]

So I applied on the 17th and have not heard anything from them . Should i call bother to call ? or just still be patient as i understand from others posts they are not the quickest.

[Jazzzy]

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@Woolfman wrote:
So I applied on the 17th and have not heard anything from them . Should i call bother to call ? or just still be patient as i understand from others posts they are not the quickest.

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I'd recommend just being patient. You never want to look too eager for credit. You don't want to raise any red flags. Also, it's a long holiday weekend...so these days don't really count.

And...believe me...I know that sometimes patience is the hardest part.

[Anonymous]

Just an update, applied on 11/9/09 and received address verification letter on 9/13/09 & provided the info.  Well, I became ancy and called and was informed that my application was Denied........I'm soo bummed out!  Spoke with a CSR and was told denial due to an old - paid judgment from Capital One (3 yrs).  FICO TU 720, total utilization is 18%.  CSR further stated if I could get this removed I would be in the clear!  I have 2 cc from NFCU, 10000 & 2500 limits.  Wanted the Nationwide Bank Visa badly............Help! Any suggestions?

[MrShush]

Give Cap1 a call and ask for mercy

[Anonymous]

MrShush, thanks for the info., I've been researching how to remove a paid judgment and from what I've read it's looking pretty bleak @ this point.  Once I get up the nerve I will make contact with Capt. One and go through the various departments to try to see if there's anything that can be done.  Not giving up just yet.....

[BungalowMo]

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@Anonymous wrote:
@MrShush, thanks for the info., I've been researching how to remove a paid judgment and from what I've read it's looking pretty bleak @ this point.  Once I get up the nerve I will make contact with Capt. One and go through the various departments to try to see if there's anything that can be done.  Not giving up just yet.....

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I wish you luck with Cap 1...I have tried several times, unsuccessfully, to get them to remove a paid CO early.  This will be "outta here" by July 2010.  Already fell off TU & EQ 1 year early!

Knowing Nationwide pulls TU, I apped as well.  Nov 18 & no word yet.  Only baddie there is a 90 day late on Sallie Mae from Sep. 04.  748 FICO.

Good Luck!!!!