cancel
Showing results for 
Search instead for 
Did you mean: 

Approved for AMEX with no pre-approval offers?

tag
sunkissed
Established Contributor

Approved for AMEX with no pre-approval offers?

I'm wondering if anyone has been approved for an American Express card when the pre-approval page found no offers.

 

I have used the Chase pre-approval without getting any offers but was approved for CSP and Marriott.

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 1 of 23
22 REPLIES 22
bobbay
Established Contributor

Re: Approved for AMEX with no pre-approval offers?

Yes.  I kept checking with no dice, then I decided to give Delta Gold a shot.  $10k immediate approval with "we have no offers for you ... but you might like..."

 

my score was 699 EX, 7% util, 6 yrs AAoA, 30 Accounts in file with 6 accounts with negative information


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 2 of 23
yudeology101
Senior Contributor

Re: Approved for AMEX with no pre-approval offers?


@sunkissed wrote:

I'm wondering if anyone has been approved for an American Express card when the pre-approval page found no offers.

 

I have used the Chase pre-approval without getting any offers but was approved for CSP and Marriott.


Same here for Chase, I was approved for CSP/Hyatt/Ritz all without getting any offers on pre-qual page. As a matter of fact, i never get pre-qualified offers for anything in any sites (Citi, Barclays, US Bank, AMEX), but still approved for all the cards i have.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 23
newmomnewme
Valued Contributor

Re: Approved for AMEX with no pre-approval offers?


@yudeology101 wrote:

@sunkissed wrote:

I'm wondering if anyone has been approved for an American Express card when the pre-approval page found no offers.

 

I have used the Chase pre-approval without getting any offers but was approved for CSP and Marriott.


Same here for Chase, I was approved for CSP/Hyatt/Ritz all without getting any offers on pre-qual page. As a matter of fact, i never get pre-qualified offers for anything in any sites (Citi, Barclays, US Bank, AMEX), but still approved for all the cards i have.


I am with Yude! I never get any pre-approval offers....or pop-ups for that matter. Even at credit card match sites, I only get Cap1 or First Premier (my favs)

012019 Fico8/Mortgage Score:
Current Fico9/Fico8/Mortgage Score:
MyGoal Fico8/Mortgage Score:
Take the myFICO Fitness Challenge


Message 4 of 23
Blackrv7
Frequent Contributor

Re: Approved for AMEX with no pre-approval offers?

Another same here.  I checked Chase pre approval this morning and Slate popped up....I apted for CSP and was instantly approved for $15K.  I've never checked  Amex but having no pre approvals certainly don't guarantee you will not approved.


Current myFico EX 734, EQ 777, TU 742
AAoA 6 years 3 months, Length 25 years 2 months

Message 5 of 23
sunkissed
Established Contributor

Re: Approved for AMEX with no pre-approval offers?

Thanks for the feedback!

 

I really would like to have an AMEX for backdating.  I opened quite a few new accounts last year.

 

I usually PIF every month the statement balance (not total balance).  In preparation for an AMEX app, I’ve paid every card to zero except for my Discover IT.  The Discover is nearing the end of 0% interest.   I hope to app in a couple of weeks after all accounts are updated on my reports.  I’ll be around 15% util on the Discover, which is roughly 3% overall util.  I hope to gain a few FICO points to help me get in.

 

Although I’m opted in, I never seem to get pre-qualified on any site.

 

edit: typo

 

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 6 of 23
Blackrv7
Frequent Contributor

Re: Approved for AMEX with no pre-approval offers?

I know there's not guarantees but you look golden for approval.


Current myFico EX 734, EQ 777, TU 742
AAoA 6 years 3 months, Length 25 years 2 months

Message 7 of 23
BigBS
Senior Contributor

Re: Approved for AMEX with no pre-approval offers?

+1 - Add me to the list.  DELTA AMEX and Barclays Arrivals approved with no pre-approval.  Apparently, am eligible for the CS and CSP cards, though.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 8 of 23
CF_Frost
New Contributor

Re: Approved for AMEX with no pre-approval offers?

Friend had no pre approved offers today and was approved for a BCE with a $5800 limit.
Message 9 of 23
Pat94108
Frequent Contributor

Re: Approved for AMEX with no pre-approval offers?

Yes, I have. I usually don't have any pre-approved offers since I have opted out from credit card offers, not sure if that counts. 

Message 10 of 23
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.