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Approved for AMEX with no pre-approval offers?

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BigBS
Senior Contributor

Re: Approved for AMEX with no pre-approval offers?

And of course now I get pre-approved for the Premier Rewards Gold.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 11 of 23
-Wade-
Valued Contributor

Re: Approved for AMEX with no pre-approval offers?


@newmomnewme wrote:

@yudeology101 wrote:

@sunkissed wrote:

I'm wondering if anyone has been approved for an American Express card when the pre-approval page found no offers.

 

I have used the Chase pre-approval without getting any offers but was approved for CSP and Marriott.


Same here for Chase, I was approved for CSP/Hyatt/Ritz all without getting any offers on pre-qual page. As a matter of fact, i never get pre-qualified offers for anything in any sites (Citi, Barclays, US Bank, AMEX), but still approved for all the cards i have.


I am with Yude! I never get any pre-approval offers....or pop-ups for that matter. Even at credit card match sites, I only get Cap1 or First Premier (my favs)


Sorry newmom, keep gardening and they will come Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 12 of 23
Stralem
Established Contributor

Re: Approved for AMEX with no pre-approval offers?

Got both muh Freedom (instant) and muh PRG (after 2 days pending) without any pre-approvals.

 

Trust me, I looked for them.

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 13 of 23
sunkissed
Established Contributor

Re: Approved for AMEX with no pre-approval offers?

I really appreciate you all sharing.  It gives me hope Smiley Happy

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 14 of 23
nvrgvupnvrsrndr
Contributor

Re: Approved for AMEX with no pre-approval offers?

Is there a link for their pre-approval/pre-qualify site?  I'm a PRG card holder and I've never seen the link.  I've done web searches and did not find anything.  If anyone would paste a link I'd appreciate it.

Message 15 of 23
BearsAndTurtlesRtheBest
Senior Contributor

Re: Approved for AMEX with no pre-approval offers?

My dad was instantly aproved for PRG after an e-mail invite but seems like almost everyoned gets them? He did apply for BCE and BCP but was denied and after those denials they sent him the PRG.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 16 of 23
NursePurse
Frequent Contributor

Re: Approved for AMEX with no pre-approval offers?

I was just approved for amex delta last week. I never receive any pre-approval offers on the amex website. I applied for the card on the delta website.

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G
Message 17 of 23
ways2go
Frequent Contributor

Re: Approved for AMEX with no pre-approval offers?

 I've been to the amex pre-approval page numerous  times in the past, but nothing ever popped up.  Last month I applied for the Costco True Earnings card.  I had about 4 cards report a balance on the average of about 300 dollars each.  I was approved for that card  with a 6K Cl and a few days later applied for the ED card and approved with a 4K Cl.  I wouldn't take amex page with much faith.

Message 18 of 23
Revelate
Moderator Emeritus

Re: Approved for AMEX with no pre-approval offers?

I would tend to state from my own experience and other anecdotal reports that Amex generally sends pre-quals to people who are overqualified... and their minimum underwriting standard for all their products is much lower.




        
Message 19 of 23
runner121
Established Member

Re: Approved for AMEX with no pre-approval offers?

I didn't have any preapproval offers and was approved for Amex Blue Cash Everyday with a $2200 credit limit. Smiley Happy 


Message 20 of 23
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